1015 Lakeshore Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1015 Lakeshore Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,840 sqft · built 1890
Lot Size	0.614 acres (26,746 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Feb 2018)
Tax Bill	$3,814 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`590-0242-0159-00`

Property Details

APN / Parcel Number

Primary APN	`590-0242-0159-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
Gross Area	2,868 sqft
1st Floor Area	1,028 sqft
2nd Floor Area	812 sqft
Basement Area	1,028 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	26,746 sqft (0.614 acres)
Lot Dimensions	263 ft deep x 102 ft wide
Porch	Enclosed Frame Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1015 LAKESHORE DR
City	CINCINNATI
State	OH
Zip	45231-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESHORE DR 102.22 X 263.52 IRR R1-T3-S22 SW
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3003
Census Tract	22101

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1015 LAKESHORE DR, CINCINNATI, OH 45231-2510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 5, 2020	Deed of Trust, Mortgage · Conventional with PMI UNION SVGS
Feb 14, 2018	Warranty Deed, Transfer · Conventional Mortgage CINCINNATI FED'L
Jun 16, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2018 · Amount on Record
Deed Sale	Feb 14, 2018 · Amount on Record
Prior Sale	May 23, 1995
Deed Document Number	201812620
Prior Transfer Date	Jan 31, 2018
Prior Transfer Doc	0000012620
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1015 LAKESHORE DR, CINCINNATI, OH 45231-2510
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047431
Date	Jun 17, 2019
Book Page	13940/00735
Instrument	2019-0047431

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1015 LAKESHORE DR, CINCINNATI, OH 45231-2510
Document Number	0000054610
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 LAKESHORE DR CINCINNATI OH 452312510, CINCINNATI, OH 45231-2510

Mortgage

Document Number	0000054610
Date	Jun 10, 2020
Book Page	014186/001574
Instrument	54610

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 9, 2035

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 14, 2018
Property Address	1015 LAKESHORE DR, CINCINNATI, OH 45231-2510
Document Number	0000012620
Book / Page	013605 / 000141
Instrument Date	Jan 31, 2018
Instrument	12620
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 LAKESHORE DR CINCINNATI OH 452312510, CINCINNATI, OH 45231-2510

Mortgage

Document Number	12621
Date	Feb 14, 2018
Book Page	013605/000144
Instrument	12621

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 13, 2028

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Jun 16, 2017
Property Address	1015 LAKESHORE DR, CINCINNATI, OH 45231-2510
Document Number	0000054127
Book / Page	013440 / 001310
Instrument Date	May 10, 2017
Instrument	54127
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 LAKESHORE DR CINCINNATI OH 452312510, CINCINNATI, OH 45231-2510

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,814.00 (-0.05%)	$54,352 (-) Land $14,725 Building $39,627	$155,290 (-) Land $42,070 Building $113,220
2024	$3,816.00 (+5.82%)	$54,352 (-) Land $14,725 Building $39,627
2023	$3,606.00 (+36.18%)	$54,352 (+82.63%) Land $14,725 Building $39,627	$155,290 (+82.63%) Land $42,070 Building $113,220
2022	$2,648.00	$29,761 Land $11,701 Building $18,060
2020			$85,030 Land $33,430 Building $51,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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