1003 Lakeshore Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1003 Lakeshore Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,062 sqft · built 1956
Lot Size	0.541 acres (23,566 sqft)
Owner	Individual Name on Record
Last Sale	$267,890 (Sep 2021)
Tax Bill	$6,366 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0242-0102-00`

Property Details

APN / Parcel Number

Primary APN	`590-0242-0102-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,062 sqft Living Area
1st Floor Area	2,062 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	23,566 sqft (0.541 acres)
Lot Dimensions	241 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1003 LAKESHORE DR
City	CINCINNATI
State	OH
Zip	45231-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESHORE DR 100 X 241.54IRR LOT 3 LAKEVIEW PARK SUB SEC C
Legal Subdivision	LAKEVIEW PARK SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3003
Census Tract	22101

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1003 LAKESHORE DR, CINCINNATI, OH 45231-2510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK
Jul 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Nov 18, 2003
Deed Document Number	2021-0110922
Deed Book / Page	14502 / 172
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 15, 2021
Property Address	1003 LAKESHORE DR, CINCINNATI, OH 45231-2510
Document Number	0000110922
Book / Page	14502 / 172
Map Reference	MB 78 PG 46
Instrument Date	Sep 3, 2021
Instrument	2021-0110922
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Mortgage

Document Number	0000110923
Date	Sep 15, 2021
Instrument	2021-0110923

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1003 LAKESHORE DR, CINCINNATI, OH 45231-2510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059875
Date	Jul 12, 2018
Instrument	18-0059875

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,366.00 (+2.64%)	$93,762 (-) Land $14,270 Building $79,492
2024	$6,202.00 (+4.08%)	$93,762 (-) Land $14,270 Building $79,492
2023	$5,959.00 (+40.18%)	$93,762 (+88.02%) Land $14,270 Building $79,492	$267,890 (+88.02%) Land $40,770 Building $227,120
2022	$4,251.00 Homeowner's exemption	$49,868 Land $11,340 Building $38,528
2020			$142,480 Land $32,400 Building $110,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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