962 Lakeshore Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 962 Lakeshore Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,361 sqft · built 1955
Lot Size	0.496 acres (21,606 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Oct 2020)
Tax Bill	$4,067 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`590-0241-0097-00`

Property Details

APN / Parcel Number

Primary APN	`590-0241-0097-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,361 sqft Living Area
1st Floor Area	2,361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	21,606 sqft (0.496 acres)
Lot Dimensions	161 ft deep x 133 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	962 LAKESHORE DR
City	CINCINNATI
State	OH
Zip	45231-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESHORE DR 133.63 X 161.95 IRR-LOT 4 LAKEVIEWPK SEC B
Legal Subdivision	LAKEVIEW PARK
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3005
Census Tract	22101

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	962 LAKESHORE DR, CINCINNATI, OH 45231-2552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY BANK
Oct 29, 2020	Warranty Deed, Transfer · Line of Credit SPRING VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	0000113617
Deed Book / Page	14285 / 849
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	962 LAKESHORE DR, CINCINNATI, OH 45231-2552
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	RE TITLE AGENCY LLC, RB TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137761
Date	Nov 15, 2021
Book Page	14544/1890
Instrument	2021-0137761

Lender

Name	SPRING VALLEY BANK
Type	Bank
Address	CINCINNATI, OH 45215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 29, 2020
Property Address	962 LAKESHORE DR, CINCINNATI, OH 45231-2552
Document Number	0000113617
Book / Page	14285 / 849
Map Reference	MB 71 PG 59&60
Instrument Date	Oct 22, 2020
Instrument	2020-0113617
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 LAKESHORE DR, CINCINNATI, OH 45231-2552

Mortgage

Document Number	0000113618
Date	Oct 29, 2020
Instrument	2020-0113618

Lender

Name	SPRING VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2021

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,067.00 (+2.62%)	$59,500 (+%) Land $15,305 Building $44,195
2024	$3,963.00 (+4.04%)	$59,499 (-) Land $15,305 Building $44,194
2023	$3,809.00 (-16.6%)	$59,499 (+10.91%) Land $15,305 Building $44,194	$170,000 (+10.92%) Land $43,730 Building $126,270
2022	$4,567.00 Homeowner's exemption	$53,645 Land $12,163 Building $41,482
2020			$153,270 Land $34,750 Building $118,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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