1015 E 3rd St, Loveland, CO 80537 Property Records

Larimer County property record for 1015 E 3rd St, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,114 sqft · built 1948
Lot Size	0.108 acres (4,697 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Oct 2008)
Tax Bill	$2,622 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`95134-23-007`

Property Details

APN / Parcel Number

Primary APN	`95134-23-007`
Alternative APN	`R0391514`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,114 sqft Living Area
1st Floor Area	2,114 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,697 sqft (0.108 acres)

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Patio Area	120 sqft
Balcony Area	96 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0391514
Street Address	1015 E 3RD ST
City	LOVELAND
State	CO
Zip	80537-5809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3E
Legal Description	LOTS 7 & 8, LESS ST, FERGUSON, LOV
Legal Range	69W
Legal Township	5N
Legal Section	13
Legal Subdivision	FERGUSON
Legal Lot Number	7,8
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3014
Census Tract	1710

Owner

Source: Larimer County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1015 E 3RD ST, LOVELAND, CO 80537-5809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 1, 2017	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK
Sep 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Nov 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage GUARANTY BANK & TRUST CO
Nov 22, 2021	Deed of Trust, Mortgage · Construction Mortgage FARMERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2008 · Amount on Record
Deed Sale	Oct 1, 2008 · Amount on Record
Prior Sale	Sep 22, 2008
Deed Document Number	200862183
Transfer Doc	0000009458
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1015 E 3RD ST, LOVELAND, CO 80537-5809
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057845
Date	Sep 22, 2022
Instrument	20220057845

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1015 E 3RD ST, LOVELAND, CO 80537-5809
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035525
Date	Jun 1, 2017
Instrument	20170035525

Lender

Name	GUARANTY BANK
Type	Bank
Address	DENVER, CO 80217

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1015 E 3RD ST, LOVELAND, CO 80537-5809
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064284
Date	Sep 26, 2017
Instrument	20170064284

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	BEAVERTON, OR 97006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2037

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1015 E 3RD ST, LOVELAND, CO 80537-5809
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067573
Date	Nov 5, 2018
Instrument	20180067573

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	DENVER, CO 80217

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 30, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1015 E 3RD ST, LOVELAND, CO 80537-5809
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 E 3RD ST, LOVELAND, CO 80537-5809

Mortgage

Document Number	0000106467
Date	Nov 22, 2021
Instrument	20210106467

Lender

Name	FARMERS BANK
Type	Bank
Address	AULT, CO 80610

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,622.00 (+59.98%)	$30,669 (+26.55%) Land $1,938 Building $28,731	$490,700 (+35.66%) Land $31,000 Building $459,700
2024	$1,639.00 (+3.67%)
2023	$1,581.00 (+11.73%)	$24,234 (+36.2%) Land $2,077 Building $22,157	$361,700 (+41.29%) Land $31,000 Building $330,700
2022	$1,415.00	$17,793 Land $2,155 Building $15,638	$256,000 Land $31,000 Building $225,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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