1013 E 3rd St, Loveland, CO 80537 Property Records

Larimer County property record for 1013 E 3rd St, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 662 sqft · built 1945
Lot Size	0.108 acres (4,694 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Aug 2026)
Tax Bill	$1,690 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`95134-23-005`

Property Details

APN / Parcel Number

Primary APN	`95134-23-005`
Alternative APN	`R0391506`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	662 sqft Living Area
1st Floor Area	662 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,694 sqft (0.108 acres)
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0391506
Street Address	1013 E 3RD ST
City	LOVELAND
State	CO
Zip	80537-5809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3E
Legal Description	LOTS 5 & 6, BLK 1, FERGUSON, LOV
Legal Range	69W
Legal Township	5N
Legal Section	13
Legal Subdivision	FERGUSON
Legal Block	1
Legal Lot Number	5,6
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3014
Census Tract	1710

Owner

Source: Larimer County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2242 WESTCLIFF DR, IDAHO FALLS, ID 83402-3804
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Special Warranty Deed, Transfer · Conventional Mortgage NETX MORTGAGE LLC
Dec 8, 2025	Deed of Trust, Mortgage · FHA Mortgage LOAN SIMPLE INC
Mar 12, 2024	Warranty Deed, Transfer · FHA Mortgage LOAN SIMPLE INC
May 15, 2023	Special Warranty Deed, Transfer FIRST AMERICAN TITLE
May 16, 2023	Special Warranty Deed, Transfer
Nov 30, 2021	Special Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Mar 12, 2024 · Amount on Record
Deed Document Number	202644208
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 31, 2026
Property Address	1013 E 3RD ST, LOVELAND, CO 80537-5809
Document Number	0000044208
Instrument Date	Aug 31, 2026
Instrument	202644208
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	GROUP GUARANTEED TITLE, GUARANTEED TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,585.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2242 WESTCLIFF DR, IDAHO FALLS, ID 83402-3804

Mortgage

Document Number	0000044209,
Date	Aug 31, 2026
Instrument	202644209

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1013 E 3RD ST, LOVELAND, CO 80537-5809
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 E 3RD ST, LOVELAND, CO 80537-5809

Mortgage

Document Number	0000058683
Date	Dec 8, 2025
Instrument	20250058683

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 12, 2024
Property Address	1013 E 3RD ST, LOVELAND, CO 80537-5809
Document Number	0000009393
Instrument Date	Mar 8, 2024
Instrument	20240009393
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$37.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1013 E 3RD ST, LOVELAND, CO 80537-5809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 E 3RD ST, LOVELAND, CO 80537-5809

Mortgage

Document Number	0000009394
Date	Mar 12, 2024
Instrument	20240009394

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000009395
Date	Mar 12, 2024
Instrument	20240009395

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 15, 2023
Property Address	1013 E 3RD ST, LOVELAND, CO 80537-5809
Document Number	0000019398
Instrument Date	May 3, 2023
Instrument	20230019398
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$23.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 S COLORADO BLVD STE 303, 303, DENVER, CO 80222-7940
Investor	Possibly a Property Investor

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 16, 2023
Property Address	1013 E 3RD ST, LOVELAND, CO 80537-5809
Document Number	0000019741
Instrument Date	May 3, 2023
Instrument	20230019741
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount Recorded
Tax	$26.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5028 KIMBERLY PL, LONGMONT, CO 80503-8543

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 30, 2021
Property Address	1013 E 3RD ST, LOVELAND, CO 80537-5809
Document Number	0000108446
Instrument Date	Nov 17, 2021
Instrument	20210108446
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 E 3RD ST, LOVELAND, CO 80537-5809

Mortgage

Document Number	0000108447
Date	Nov 30, 2021
Instrument	20210108447

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,690.00 (+17.2%)	$19,763 (-9.19%) Land $1,938 Building $17,825	$316,200 (-2.65%) Land $31,000 Building $285,200
2024	$1,442.00 (+3.67%)
2023	$1,391.00 (+8%)	$21,762 (+34.38%) Land $2,077 Building $19,685	$324,800 (+39.4%) Land $31,000 Building $293,800
2022	$1,288.00	$16,194 Land $2,155 Building $14,039	$233,000 Land $31,000 Building $202,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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