1012 E 3rd St, Loveland, CO 80537 Property Records

Larimer County property record for 1012 E 3rd St, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1952
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Oct 2025)
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`95134-31-009`

Property Details

APN / Parcel Number

Primary APN	`95134-31-009`
Alternative APN	`R0391808`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0391808
Old Parcel Number	9513431009
Street Address	1012 E 3RD ST
City	LOVELAND
State	CO
Zip	80537-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 48 FT OF E 97 FT OF LOT 2, BLK 3, ST LOUIS, LOV
Legal Range	69
Legal Township	05
Legal Section	13
Legal Quarter	SE
Legal Subdivision	ST LOUIS
Legal Block	3
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3015
Census Tract	1710

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 E 3RD ST, LOVELAND, CO 80537-5810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 2, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Mar 2, 2023
Deed Document Number	20250046413
Record Updated	Jun 8, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 6, 2025
Property Address	1012 E 3RD ST, LOVELAND, CO 80537-5810
Document Number	0000046413
Instrument Date	Oct 1, 2025
Instrument	20250046413
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 E 3RD ST, LOVELAND, CO 80537-5810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 E 3RD ST, LOVELAND, CO 80537-5810

Mortgage

Document Number	0000046414
Date	Oct 6, 2025
Instrument	20250046414

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Mar 2, 2023
Property Address	1012 E 3RD ST, LOVELAND, CO 80537-5810
Document Number	0000008175
Instrument Date	Feb 18, 2023
Instrument	20230008175
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1012 E 3RD ST, LOVELAND, CO 80537-5810

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,759.00 (+13.34%)	$20,576 (-11.09%) Land $1,563 Building $19,013	$329,200 (-4.69%) Land $25,000 Building $304,200
2024	$1,552.00 (+3.67%)	$23,142 (-) Land $1,675 Building $21,467	$345,400 (-) Land $25,000 Building $320,400
2023	$1,497.00 (+8.32%)	$23,142 (+33.18%) Land $1,675 Building $21,467	$345,400 (+38.16%) Land $25,000 Building $320,400
2022	$1,382.00	$17,376 Land $1,738 Building $15,638	$250,000 Land $25,000 Building $225,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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