1015 12th St, Wisner, NE 68791 Property Records

Cuming County property record for 1015 12th St, Wisner, NE 68791

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 1,315 sqft · built 1954
Lot Size0.257 acres (11,200 sqft)
OwnerIndividual Name on Record
Last Sale$202,000 (Aug 2024)
Tax Bill$687 (2025)
Deeds & MortgagesJul 2021 Mortgage
APN0021060.00

Property Details

APN / Parcel Number

Primary APN0021060.00
Alternative APN
  • 0000-00-0-40060-074-0001

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,315 sqft Living Area
1st Floor Area1,315 sqft
Basement Area1,315 sqft
Finished Basement840 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2024
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialMetal
Lot Area11,200 sqft (0.257 acres)
Lot Dimensions140 ft deep x 80 ft wide
Garage TypeAttached
Garage Area352 sqft
DrivewayConcrete Driveway
Driveway Area750 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area85 sqft
Patio Area710 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1015 12TH ST
CityWISNER
StateNE
Zip68791-2111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01-SINGLE
Legal Description4TH ADD, LT 1 & N 30' LT 2, BLK 74, WIS C
Legal Subdivision4TH ADD
Legal Block74
Legal Lot Number1,2
JurisdictionCUMING NE
Township / Civil DivisionWISNER
Census Block Group1
Census Block1084
Census Tract972700

Owner

Source: Cuming County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1015 12TH ST, WISNER, NE 68791-2111
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2024 · Amount on Record
Deed SaleAug 29, 2024 · Amount on Record
Deed Document Number2024956
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMING NE
Property Address1015 12TH ST, WISNER, NE 68791-2111
Transaction TypeMortgage
Record UpdatedAug 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202101245
DateJul 19, 2021
Instrument202101245
Lender
NameCOGENT BANK
TypeBank
AddressWISNER, NE 68791
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateNebraska
CountyCuming County
MunicipalityWisner City
Unified School DistrictWisner-Pilger Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$181,655 (+110.29%) Land $12,320 Building $169,335$181,655 (+110.29%) Land $12,320 Building $169,335
2025$687.00 (-14.66%)$86,385 (+20.36%) Land $9,520 Building $76,865$86,385 (+20.36%) Land $9,520 Building $76,865
2023$805.00$71,775 Land $7,280 Building $64,495$71,775 Land $7,280 Building $64,495

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims12 (2007–2019)
Most Recent ClaimMar 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2019 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 63% of Nebraska
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WISNER
serves 1,239 people · EPA ID NE3103903
Water SourceGroundwater
Last State InspectionApr 2025
Lead11 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate-Nitrite
not recorded as resolved · Oct 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Great Plains Communications.

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