1005 12th St, Wisner, NE 68791 Property Records

Cuming County property record for 1005 12th St, Wisner, NE 68791

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,216 sqft · built 1920
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Jun 2026)
Tax Bill	$778 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2022 Line of Credit + 2 more
APN	`0021080.00`

Property Details

APN / Parcel Number

Primary APN	`0021080.00`
Alternative APN	`0000-00-0-40060-074-0003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
Gross Area	1,056 sqft
1st Floor Area	1,216 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2022
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	160 sqft
Driveway	Concrete Driveway
Driveway Area	620 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1005 12TH ST
City	WISNER
State	NE
Zip	68791-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	4TH ADD, LT 4 & N 25' LT 5, BLK 74, WIS C
Legal Subdivision	4TH ADD
Legal Block	74
Legal Lot Number	4,5
Jurisdiction	CUMING NE
Township / Civil Division	WISNER
Census Block Group	1
Census Block	1084
Census Tract	972700

Owner

Source: Cuming County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1416 AVENUE E, WISNER, NE 68791-2206
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON COUNTY BANK
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON COUNTY BANK
Nov 6, 2018	Survivorship Deed, Transfer · Conventional Mortgage SAC FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	2026740
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Jun 2, 2026
Property Address	1005 12TH ST, WISNER, NE 68791-2111
Document Number	0000000740
Instrument Date	Jun 2, 2026
Instrument	2026740
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,022.56
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 AVENUE E, WISNER, NE 68791-2206

Mortgage

Document Number	0000000741,
Date	Jun 2, 2026
Instrument	2026741

Lender

Name	CITIZENS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1005 12TH ST, WISNER, NE 68791-2111
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200981
Date	Jul 6, 2022
Instrument	202200981

Lender

Name	WASHINGTON COUNTY BANK
Type	Bank
Address	BLAIR, NE 68008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 30, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Aug 11, 2020
Property Address	1005 12TH ST, WISNER, NE 68791-2111
Document Number	202001256
Instrument Date	Jul 22, 2020
Instrument	202001256
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1005 12TH ST, WISNER, NE 68791-2111

Mortgage

Document Number	202001257
Date	Aug 11, 2020
Instrument	202001257

Lender

Name	WASHINGTON COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CUMING NE
Recording Date	Nov 6, 2018
Property Address	1005 12TH ST, WISNER, NE 68791-2111
Document Number	201801672
Instrument Date	Oct 23, 2018
Instrument	201801672
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4019 PIONEER RD, 4019, BLAIR, NE 68008-6425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1005 12TH ST, WISNER, NE 68791-2111

Mortgage

Document Number	201801673
Date	Nov 6, 2018
Instrument	201801673

Lender

Name	SAC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
Municipality	Wisner City
Unified School District	Wisner-Pilger Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,740 (+20.33%) Land $11,550 Building $106,190	$117,740 (+20.33%) Land $11,550 Building $106,190
2025	$778.00 (-16.52%)	$97,845 (+17.79%) Land $8,925 Building $88,920	$97,845 (+17.79%) Land $8,925 Building $88,920
2023	$932.00	$83,070 Land $6,825 Building $76,245	$83,070 Land $6,825 Building $76,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (2007–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 63% of Nebraska
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WISNER serves 1,239 people · EPA ID NE3103903
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Great Plains Communications.

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