1009 12th St, Wisner, NE 68791 Property Records

Cuming County property record for 1009 12th St, Wisner, NE 68791

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 1952
Lot Size	0.225 acres (9,800 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Feb 2026)
Tax Bill	$1,064 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Aug 2010 Mortgage + 3 more
APN	`0021070.00`

Property Details

APN / Parcel Number

Primary APN	`0021070.00`
Alternative APN	`0000-00-0-40060-074-0002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Basement Area	1,866 sqft
Finished Basement	348 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2019
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	288 sqft
Driveway	Concrete Driveway
Driveway Area	536 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1009 12TH ST
City	WISNER
State	NE
Zip	68791-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	4TH ADD, S 20' LT 2 & ALL LT 3, BLK 74, WIS C
Legal Subdivision	4TH ADD
Legal Block	74
Legal Lot Number	2,3
Jurisdiction	CUMING NE
Township / Civil Division	WISNER
Census Block Group	1
Census Block	1084
Census Tract	972700

Owner

Source: Cuming County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	57440 829 RD, HOWELLS, NE 68641-4101
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Aug 12, 2010	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Mar 31, 2009	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK WISNER
Feb 20, 2026	Warranty Deed, Transfer · Line of Credit CITIZENS STATE BANK
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	2026197
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1009 12TH ST, WISNER, NE 68791-2111
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201700310
Date	Feb 23, 2017
Instrument	201700310

Lender

Name	PINNACLE BANK
Type	Bank
Address	WISNER, NE 68791

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1009 12TH ST, WISNER, NE 68791-2111
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020101151
Date	Aug 12, 2010
Instrument	20101151

Lender

Name	PINNACLE BANK
Type	Bank
Address	WISNER, NE 68791

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2015

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1009 12TH ST, WISNER, NE 68791-2111
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020090565
Date	Mar 31, 2009
Instrument	20090565

Lender

Name	PINNACLE BANK WISNER
Address	WISNER, NE 68791

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 15, 2009

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Feb 20, 2026
Property Address	1009 12TH ST, WISNER, NE 68791-2111
Document Number	0202600197
Instrument Date	Feb 13, 2026
Instrument	202600197
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	TITLE SERVICES/PLAINS, TITLE SERVICES OF PLAINS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 12TH ST, WISNER, NE 68791-2111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57440 829 RD, HOWELLS, NE 68641-4101

Mortgage

Document Number	0202600202
Date	Feb 20, 2026
Instrument	202600202

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	25 Months
Due	Mar 19, 2028

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Nov 24, 2020
Property Address	1009 12TH ST, WISNER, NE 68791-2111
Document Number	0202001825
Instrument Date	Oct 27, 2020
Instrument	202001825
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	MIDWEST AREA TITLE INC, MIDWEST TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$267.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 12TH ST, WISNER, NE 68791-2111

Mortgage

Document Number	0202001826
Date	Nov 24, 2020
Instrument	202001826

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
Municipality	Wisner City
Unified School District	Wisner-Pilger Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,555 (+17.84%) Land $10,780 Building $146,775	$157,555 (+17.84%) Land $10,780 Building $146,775
2025	$1,064.00 (-17.26%)	$133,700 (+16.72%) Land $8,330 Building $125,370	$133,700 (+16.72%) Land $8,330 Building $125,370
2023	$1,286.00	$114,545 Land $6,370 Building $108,175	$114,545 Land $6,370 Building $108,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (2007–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 63% of Nebraska
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WISNER serves 1,239 people · EPA ID NE3103903
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Great Plains Communications.

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