10146 Solace Ln, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 10146 Solace Ln, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,402 sqft · built 2017
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$373,500 (Dec 2017)
Tax Bill	$4,685 (2024)
Deeds & Mortgages	Jan 2021 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-002-010.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-002-010.000-018`
Alternative APN	`1713120002010000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,402 sqft Living Area
Attic Area	397 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Roof Material	Asphalt
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713120002010000
Street Address	10146 SOLACE LN
City	CARMEL
State	IN
Zip	46280-1783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .22, SECTION 12, TOWNSHIP 17, RANGE 3, BONBAR AT MONON LAKE, LOT 10, IRREGULAR SHAPE
Legal Subdivision	BONBAR/MONON LAKE
Legal Lot Number	10
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2021
Census Tract	111104

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10146 SOLACE LN, CARMEL, IN 46280-1783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Dec 28, 2017	Warranty Deed, Subdivision Related Transfer M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	2017063618
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10146 SOLACE LN, CARMEL, IN 46280-1783
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001884
Date	Jan 11, 2021
Instrument	2021001884

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 5, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10146 SOLACE LN, CARMEL, IN 46280-1783
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020085962
Date	Nov 24, 2020
Instrument	2020085962

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 28, 2017
Property Address	10146 SOLACE LN, CARMEL, IN 46280-1783
Document Number	0000063618
Instrument Date	Dec 27, 2017
Instrument	63618
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10146 SOLACE LN INDIANAPOLIS IN 462801783, INDIANAPOLIS, IN 46280-1783

Mortgage

Document Number	63619
Date	Dec 28, 2017
Instrument	63619

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$452,600 (+11.56%) Land $129,300 Building $323,300	$452,600 (+11.56%) Land $129,300 Building $323,300
2024	$4,685.00 (+8.3%)
2023	$4,326.00 (+3.07%) Homeowner's exemption	$405,700 (+10.61%) Land $129,300 Building $276,400	$405,700 (+10.61%) Land $129,300 Building $276,400
2022	$4,197.00 Homeowner's exemption	$366,800 Land $110,800 Building $256,000	$366,800 Land $110,800 Building $256,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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