10127 Solace Ln, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 10127 Solace Ln, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,862 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$532,000 (May 2026)
Tax Bill	$6,064 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-002-036.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-002-036.000-018`
Alternative APN	`1713120002036000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,862 sqft Living Area
Gross Area	4,787 sqft
1st Floor Area	2,362 sqft
Attic	Attic
Attic Area	714 sqft
Basement Area	2,005 sqft
Finished Basement	1,500 sqft
Unfinished Basement	505 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10127 SOLACE LN
City	CARMEL
State	IN
Zip	46280-1783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .16, SECTION 12, TOWNSHIP 17, RANGE 3, BONBAR AT MONON LAKE, LOT 36
Legal Range	03
Legal Township	17
Legal Section	12
Legal Subdivision	BONBAR AT MONON LAKE
Legal Lot Number	36
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2020
Census Tract	111104

Owner

10127 Solace Ln is owned and occupied by an individual who bought it in May 2026.

Source: Hamilton County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	10127 SOLACE LN, CARMEL, IN 46280-1783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Quit Claim Deed, Transfer · Conventional Mortgage SMW FINANCIAL LLC
Oct 9, 2019	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Sep 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Apr 10, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 18, 2017	Warranty Deed, Subdivision Related Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Oct 9, 2019
Deed Document Number	202621238
Prior Transfer Date	Apr 29, 2026
Prior Transfer Doc	0000021238
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	May 13, 2026
Property Address	10127 SOLACE LN, CARMEL, IN 46280-1783
Document Number	0000021238
Instrument Date	Apr 29, 2026
Instrument	2026.21238
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10127 SOLACE LN, CARMEL, IN 46280-1783

Mortgage

Document Number	0000021239,
Date	May 13, 2026
Instrument	2026..21239

Lender

Name	SMW FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 9, 2019
Property Address	10127 SOLACE LN, CARMEL, IN 46280-1783
Document Number	0000049858
Instrument Date	Sep 23, 2019
Instrument	49858
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10127 SOLACE LN INDIANAPOLIS IN 462801783, INDIANAPOLIS, IN 46280-1783

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 16, 2019
Property Address	10127 SOLACE LN, CARMEL, IN 46280-1783
Document Number	0000044404
Instrument Date	Jun 29, 2019
Instrument	44404
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1000 BURNETT AVE #330 CONCORD CA 945202086, 330, CONCORD, CA 94520-2086
Investor	Possibly a Property Investor

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 10, 2019
Property Address	10127 SOLACE LN, CARMEL, IN 46280-1783
Document Number	2019014178
Map Reference	DOC 2015056847
Instrument Date	Apr 9, 2019
Instrument	2019014178
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10127 SOLACE LN, CARMEL, IN 46280-1783

Mortgage

Document Number	2019014179
Date	Apr 10, 2019
Instrument	2019014179

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 18, 2017
Property Address	10127 SOLACE LN, CARMEL, IN 46280-1783
Document Number	0000016560
Instrument Date	Apr 17, 2017
Instrument	16560
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10127 SOLACE LN INDIANAPOLIS IN 462801783, INDIANAPOLIS, IN 46280-1783

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$578,000 Land $124,600 Building $453,400	$578,000 Land $124,600 Building $453,400
2024	$6,064.00 (+8.48%)
2023	$5,590.00 (+4.37%) Homeowner's exemption	$510,200 (+9.39%) Land $124,600 Building $385,600	$510,200 (+9.39%) Land $124,600 Building $385,600
2022	$5,356.00 Homeowner's exemption	$466,400 Land $94,400 Building $372,000	$466,400 Land $94,400 Building $372,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10127 Solace Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10127 Solace Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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