10134 Solace Ln, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 10134 Solace Ln, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,739 sqft · built 2017
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$593,845 (Dec 2022)
Tax Bill	$4,785 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-002-008.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-002-008.000-018`
Alternative APN	`1713120002008000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,739 sqft Living Area
Gross Area	3,159 sqft
1st Floor Area	2,258 sqft
Attic	Attic
Attic Area	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10134 SOLACE LN
City	CARMEL
State	IN
Zip	46280-1783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .24, SECTION 12, TOWNSHIP 17, RANGE 3, BONBAR AT MONON LAKE, LOT 8, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	12
Legal Subdivision	BONBAR AT MONON LAKE
Legal Lot Number	8
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2021
Census Tract	111104

Owner

Source: Hamilton County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10134 SOLACE LN, CARMEL, IN 46280-1783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Dec 30, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED SAVINGS BANK
Sep 21, 2022	Warranty Deed, Transfer
Jun 1, 2020	Deed of Trust, Mortgage BETTER MTG CORP ISAOA
May 23, 2018	Grant Deed, Subdivision Related Transfer M&I FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	202260983
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Apr 13, 2026
Property Address	10134 SOLACE LN, CARMEL, IN 46280-1783
Document Number	0000015464
Instrument Date	Mar 30, 2026
Instrument	202615464
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAND GROUP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10134 SOLACE LN, CARMEL, IN 46280-1783

Mortgage

Document Number	0000015464,
Date	Apr 13, 2026
Instrument	202615464

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.44%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 30, 2022
Property Address	10134 SOLACE LN, CARMEL, IN 46280-1783
Document Number	0000060983
Instrument Date	Dec 29, 2022
Instrument	2022060983
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10134 SOLACE LN, CARMEL, IN 46280-1783

Mortgage

Document Number	0000060984
Date	Dec 30, 2022
Instrument	2022060984

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2026
Change Frequency	Monthly
Min Rate At Change	3.75%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	7.25%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 21, 2022
Property Address	10134 SOLACE LN, CARMEL, IN 46280-1783
Document Number	0000046340
Map Reference	DOC 2015056847
Instrument Date	Sep 15, 2022
Instrument	2022046340
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10134 SOLACE LN, CARMEL, IN 46280-1783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10134 SOLACE LN, CARMEL, IN 46280-1783
Document Number	0000039123
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10134 SOLACE LN INDIANAPOLIS IN 462801783, INDIANAPOLIS, IN 46280-1783

Mortgage

Document Number	0000039123
Date	Jun 23, 2020
Instrument	39123

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 22, 2035

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON IN
Recording Date	May 23, 2018
Property Address	10134 SOLACE LN, CARMEL, IN 46280-1783
Document Number	0000022215
Instrument Date	May 22, 2018
Instrument	22215
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10134 SOLACE LN INDIANAPOLIS IN 462801783, INDIANAPOLIS, IN 46280-1783

Mortgage

Document Number	22216
Date	May 23, 2018
Instrument	22216

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$463,100 (+8.07%) Land $130,900 Building $332,200	$463,100 (+8.07%) Land $130,900 Building $332,200
2024	$4,785.00 (+8.31%)	$428,500 (+3.68%) Land $130,900 Building $297,600	$428,500 (+3.68%) Land $130,900 Building $297,600
2023	$4,418.00 (+1.26%) Homeowner's exemption	$413,300 (+8.62%) Land $130,900 Building $282,400	$413,300 (+8.62%) Land $130,900 Building $282,400
2022	$4,363.00 Homeowner's exemption	$380,500 Land $112,600 Building $267,900	$380,500 Land $112,600 Building $267,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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