10143 Sumter Ct, Cedar Lake, IN 46303 Property Records

Lake County property record for 10143 Sumter Ct, Cedar Lake, IN 46303 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,482 sqft · built 2019
Lot Size	0.154 acres (6,732 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Jun 2025)
Tax Bill	$4,736 (2024)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-15-28-402-027.000-014`

Property Details

APN / Parcel Number

Primary APN	`45-15-28-402-027.000-014`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,482 sqft Living Area
Basement Area	1,264 sqft

Exterior

Year Built	Built 2019
Construction Type	Wood
Roof Material	Other
Lot Area	6,732 sqft (0.154 acres)
Lot Dimensions	99 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10143 SUMTER CT
City	CEDAR LAKE
State	IN
Zip	46303-0730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTENNIAL SUBDIVISION PHASE 13 LOT 242
Legal Subdivision	CENTENNIAL SUB
Legal Phase	13
Legal Lot Number	242
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2000
Census Tract	42901

Owner

Source: Lake County records · APN 45-15-28-402-027.000-014

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10143 SUMTER CT, CEDAR LAKE, IN 46303-0730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Oct 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 01, 2019	Special Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Prior Sale	Apr 01, 2019
Deed Document Number	2025-522771
Record Updated	Jun 08, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 24, 2025
Property Address	10143 SUMTER CT, CEDAR LAKE, IN 46303-0730
Document Number	0000022771
Map Reference	MB 111 PG 91
Instrument Date	Jun 20, 2025
Instrument	2025-522771
Transaction Type	Transfer
Record Updated	Feb 06, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10143 SUMTER CT, CEDAR LAKE, IN 46303-0730

Mortgage

Document Number	0000022772
Date	Jun 24, 2025
Instrument	2025-522772

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10143 SUMTER CT, CEDAR LAKE, IN 46303-0730
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070294
Date	Oct 02, 2020
Instrument	2020-070294

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 01, 2050

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 01, 2019
Property Address	10143 SUMTER CT, CEDAR LAKE, IN 46303-0730
Document Number	0000019065
Map Reference	MB 111 PG 91
Instrument Date	Mar 26, 2019
Instrument	2019 019065
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10143 SUMTER CT, CEDAR LAKE, IN 46303-0730

Mortgage

Document Number	0000019066
Date	Apr 01, 2019
Instrument	2019 019066

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	Cedar Lake Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$358,600 (-8.85%) Land $51,000 Building $307,600	$358,600 (-8.85%) Land $51,000 Building $307,600
2024	$4,736.00 (+3.91%)	$393,400 (+0.05%) Land $49,500 Building $343,900	$393,400 (+0.05%) Land $49,500 Building $343,900
2023		$393,200 (+7.34%) Land $49,500 Building $343,700	$393,200 (+7.34%) Land $49,500 Building $343,700
2022	$4,558.00	$366,300 Land $49,500 Building $316,800	$366,300 Land $49,500 Building $316,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890429012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 404 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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