10132 Sumter Ct, Cedar Lake, IN 46303 Property Records

Lake County property record for 10132 Sumter Ct, Cedar Lake, IN 46303 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,516 sqft · built 2020
Lot Size	0.277 acres (12,100 sqft)
Owner	Individual Name on File
Last Sale	$291,977 (Mar 2020)
Tax Bill	$4,161 (2024)
Deeds & Mortgages	Apr 2023 Second Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-15-28-402-025.000-014`

Property Details

APN / Parcel Number

Primary APN	`45-15-28-402-025.000-014`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,516 sqft Living Area
Basement Area	1,174 sqft

Exterior

Year Built	Built 2020
Construction Type	Wood
Roof Material	Other
Lot Area	12,100 sqft (0.277 acres)
Lot Dimensions	121 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10132 SUMTER CT
City	CEDAR LAKE
State	IN
Zip	46303-0730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTENNIAL SUBDIVISION PHASE 13 LOT 240
Legal Subdivision	CENTENNIAL SUB
Legal Phase	13
Legal Lot Number	240
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2000
Census Tract	42901

Owner

Source: Lake County records · APN 45-15-28-402-025.000-014

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10132 SUMTER CT, CEDAR LAKE, IN 46303-0730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECH CU
May 07, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 23, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 16, 2020	Special Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2020 · Amount on Record
Deed Sale	Mar 16, 2020 · Amount on Record
Deed Document Number	2020 017753
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10132 SUMTER CT, CEDAR LAKE, IN 46303-0730
Transaction Type	Mortgage
Record Updated	Oct 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009606
Date	Apr 03, 2023
Instrument	2023-509606

Lender

Name	TECH CU
Type	Credit Union
Address	CROWN POINT, IN 46307

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 02, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10132 SUMTER CT, CEDAR LAKE, IN 46303-0730
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007493
Date	May 07, 2021
Instrument	2021-507493

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 01, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10132 SUMTER CT, CEDAR LAKE, IN 46303-0730
Transaction Type	Mortgage
Record Updated	Jun 09, 2023
Title Company	TITLE CLEARING AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033694
Date	Apr 23, 2021
Instrument	2021-033694

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 01, 2051

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 16, 2020
Property Address	10132 SUMTER CT, CEDAR LAKE, IN 46303-0730
Document Number	0000017753
Map Reference	MB 111 PG 91
Instrument Date	Mar 12, 2020
Instrument	2020 017753
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10132 SUMTER CT, CEDAR LAKE, IN 46303-0730

Mortgage

Document Number	0000017754
Date	Mar 16, 2020
Instrument	2020 017754

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	Cedar Lake Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$354,900 (+1.02%) Land $74,200 Building $280,700	$354,900 (+1.02%) Land $74,200 Building $280,700
2024	$4,161.00 (+0.85%)
2023		$351,300 (+5.62%) Land $80,000 Building $271,300	$351,300 (+5.62%) Land $80,000 Building $271,300
2022	$4,126.00	$332,600 Land $80,000 Building $252,600	$332,600 Land $80,000 Building $252,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890429012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 404 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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