10137 Sumter Ct, Cedar Lake, IN 46303 Property Records

Lake County property record for 10137 Sumter Ct, Cedar Lake, IN 46303

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,504 sqft · built 2019
Lot Size	0.247 acres (10,764 sqft)
Owner	Individual Name on Record
Tax Bill	$3,767 (2024)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-15-28-402-026.000-014`

Property Details

APN / Parcel Number

Primary APN	`45-15-28-402-026.000-014`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,504 sqft Living Area
Basement Area	958 sqft

Exterior

Year Built	Built 2019
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Other
Lot Area	10,764 sqft (0.247 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10137 SUMTER CT
City	CEDAR LAKE
State	IN
Zip	46303-0730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTENNIAL SUBDIVISION PHASE 13 LOT 241
Legal Phase	13
Legal Lot Number	241
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2000
Census Tract	42901

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10137 SUMTER CT, CEDAR LAKE, IN 46303-0730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019
Deed Sale	Oct 3, 2019
Deed Document Number	2019 067939
Record Updated	Jun 8, 2026

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 3, 2019
Property Address	10137 SUMTER CT, CEDAR LAKE, IN 46303-0730
Document Number	0000067939
Map Reference	MB 111 PG 91
Instrument Date	Sep 30, 2019
Instrument	2019 067939
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10137 SUMTER CT, CEDAR LAKE, IN 46303-0730

Mortgage

Document Number	0000067940
Date	Oct 3, 2019
Instrument	2019 067940

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	Cedar Lake Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$349,400 (-9.83%) Land $69,100 Building $280,300	$349,400 (-9.83%) Land $69,100 Building $280,300
2024	$3,767.00 (-3.85%)
2023		$387,500 (+6.81%) Land $72,900 Building $314,600	$387,500 (+6.81%) Land $72,900 Building $314,600
2022	$3,918.00	$362,800 Land $72,900 Building $289,900	$362,800 Land $72,900 Building $289,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR LAKE WATER WORKS private · serves 4,600 people · EPA ID IN5245047
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	15 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2025
Monitoring and Reporting	51 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20