Harford County property record for 1014 Willow Bend Dr, Edgewood, MD 21040
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,296 sqft · built 1984 |
| Lot Size | 0.033 acres (1,440 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jun 2005) |
| Tax Bill | $1,880 (2025) |
| Deeds & Mortgages | Nov 2017 Loan Modification Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-092723 |
| Primary APN | 01-092723 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,440 sqft (0.033 acres) |
| Lot Dimensions | 80 ft deep x 18 ft wide |
| Deck Area | 166 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 092723 |
|---|---|
| Street Address | 1014 WILLOW BEND DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-1304 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LOT 58 18X80 1014 WILLOW BEND DRIVE WEST SHORE P2 PT 43/101 |
| Legal Subdivision | WEST SHORE |
| Legal Lot Number | 58 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 301707 |
Source: Harford County records · APN 01-092723
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1014 WILLOW BEND DR, EDGEWOOD, MD 21040-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2017 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Oct 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2005 · Amount on Record |
| Deed Sale | Jun 27, 2005 · Amount on Record |
| Prior Sale | Jan 29, 2003 · Amount on Record |
| Deed Document Number | 20054334 |
| Deed Book / Page | 6123 / 555 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1014 WILLOW BEND DR, EDGEWOOD, MD 21040-1304 |
| Document Number | 0126120227 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1014 WILLOW BEND DR EDGEWOOD MD 210401304, EDGEWOOD, MD 21040-1304 |
| Document Number | 0126120227 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 012612/000227 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1014 WILLOW BEND DR, EDGEWOOD, MD 21040-1304 |
| Document Number | 0126300189 |
| Instrument Date | Oct 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | LOSS MITIGATION TITLE SERVICES, LOSS MITIGATION TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 1014 WILLOW BEND DR EDGEWOOD MD 210401304, EDGEWOOD, MD 21040-1304 |
| Document Number | 0126300189 |
|---|---|
| Date | Dec 08, 2017 |
| Book Page | 012630/000189 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 07, 2047 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,100 (+26.01%) Land $40,000 Building $160,100 | $200,100 (+26.01%) Land $40,000 Building $160,100 | |
| 2025 | $1,880.00 (+11.84%) | ||
| 2023 | $158,800 Land $40,000 Building $118,800 | $158,800 Land $40,000 Building $118,800 | |
| 2022 | $1,681.00 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 260 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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