1008 Willow Bend Dr, Edgewood, MD 21040 Property Records

Harford County property record for 1008 Willow Bend Dr, Edgewood, MD 21040

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,296 sqft · built 1984
Lot Size0.033 acres (1,440 sqft)
OwnerIndividual Name on Record
Tax Bill$2,226 (2026)
Deeds & MortgagesJun 2023 Second Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-092693

Property Details

APN / Parcel Number

Primary APN01-092693
Alternative APNs
  • 1092693
  • 092693

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,296 sqft Total Area
Basement Area480 sqft
Finished Basement480 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,440 sqft (0.033 acres)
Lot Dimensions80 ft deep x 18 ft wide
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number092693
Street Address1008 WILLOW BEND DR
CityEDGEWOOD
StateMD
Zip21040-1304
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR4
Legal DescriptionLOT 55 18X80 1008 WILLOW BEND DRIVE WEST SHORE PT 43/101
Legal SubdivisionWEST SHORE 2
Legal Lot Number55
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group1
Census Block1015
Census Tract301707

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1008 WILLOW BEND DR, EDGEWOOD, MD 21040-1304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ABERDEEN PROVING GROUND FCU
Oct 13, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 29, 2020Intrafamily Transfer, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2020
Deed SaleDec 29, 2020
Prior SaleMay 27, 2016 · Amount on Record
Deed Book / Page14360 / 427
Prior Transfer DateSep 17, 2020
Prior Transfer Doc0143600427
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1008 WILLOW BEND DR, EDGEWOOD, MD 21040-1304
Transaction TypeMortgage
Record UpdatedJun 19, 2023
Title CompanyPOWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0159300287
DateJun 7, 2023
Book Page15930/287
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJun 2, 2033

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1008 WILLOW BEND DR, EDGEWOOD, MD 21040-1304
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150970254
DateOct 13, 2021
Book Page15097/254
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2051

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateDec 29, 2020
Property Address1008 WILLOW BEND DR, EDGEWOOD, MD 21040-1304
Document Number0143600427
Book / Page14360 / 427
Map ReferenceMB HDC 43 FO 101
Instrument DateSep 17, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 WILLOW BEND DR, EDGEWOOD, MD 21040-1304
InvestorPossibly a Property Investor

Mortgage

Document Number0014360434
DateDec 29, 2020
Instrument14360/434
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term295 Months
DueJul 1, 2045

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,226.00 (+19.81%) Homeowner's exemption$204,300 (+7.45%) Land $40,000 Building $164,300$204,300 (-) Land $40,000 Building $164,300
2025$1,858.00 (+8.46%) Homeowner's exemption$190,133 (+17.51%)$204,300 (+26.27%) Land $40,000 Building $164,300
2023$161,800 Land $40,000 Building $121,800$161,800 Land $40,000 Building $121,800
2022$1,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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