1022 Willow Bend Dr, Edgewood, MD 21040 Property Records

Harford County property record for 1022 Willow Bend Dr, Edgewood, MD 21040

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,296 sqft · built 1983
Lot Size0.033 acres (1,440 sqft)
Owner2 Individual Names on Record
Last Sale$85,900 (Oct 1994)
Tax Bill$1,901 (2026)
Deeds & MortgagesDec 2023 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-092774

Property Details

APN / Parcel Number

Primary APN01-092774
Alternative APNs
  • 1092774
  • 092774

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,296 sqft Total Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,440 sqft (0.033 acres)
Lot Dimensions80 ft deep x 18 ft wide
Deck Area192 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number092774
Street Address1022 WILLOW BEND DR
CityEDGEWOOD
StateMD
Zip21040-1304
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR4
Legal DescriptionLOT 62 18X80 1022 WILLOW BEND DRIVE WEST SHORE P2 PT 43/101
Legal SubdivisionWEST SHORE
Legal Lot Number62
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group1
Census Block1015
Census Tract301707

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1022 WILLOW BEND DR, EDGEWOOD, MD 21040-1304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Sep 3, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Feb 6, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 1994 · Amount on Record
Deed SaleOct 13, 1994 · Amount on Record
Prior SaleJul 12, 1990 · Amount on Record
Deed Book / Page2187 / 88
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1022 WILLOW BEND DR, EDGEWOOD, MD 21040-1304
Transaction TypeMortgage
Record UpdatedDec 20, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0161200267
DateDec 13, 2023
Book Page16120/267
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1022 WILLOW BEND DR, EDGEWOOD, MD 21040-1304
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0140840444
DateSep 3, 2020
Book Page14084/444
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueJul 1, 2050

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1022 WILLOW BEND DR, EDGEWOOD, MD 21040-1304
Document Number0127170241
Instrument DateFeb 6, 2018
Transaction TypeMortgage
Record UpdatedMar 6, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1022 WILLOW BEND DR EDGEWOOD MD 210401304, EDGEWOOD, MD 21040-1304

Mortgage

Document Number0127170241
DateFeb 22, 2018
Book Page012717/000241
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 21, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,901.00 (+18.07%) Homeowner's exemption$174,500 (+24.38%) Land $40,000 Building $134,500$174,500 (+24.38%) Land $40,000 Building $134,500
2025$1,610.00 (+8.2%) Homeowner's exemption
2023$140,300 Land $40,000 Building $100,300$140,300 Land $40,000 Building $100,300
2022$1,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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