1014 Taylor St, Effingham, IL 62401 Property Records

Effingham County property record for 1014 Taylor St, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 1,460 sqft · built 1978
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$143,000 (Oct 2019)
Tax Bill$3,218 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-16-120-045

Property Details

APN / Parcel Number

Primary APN03-16-120-045

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,460 sqft Base Area
1st Floor Area1,460 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1014 TAYLOR ST
CityEFFINGHAM
StateIL
Zip62401-1757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 168 NORTHMORE HEIGHTS D 3504/270 3170/191 3125/98 2929/180 1017/225 630/46
Legal SubdivisionNORTHMORE HEIGHTS
Legal Lot Number168
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1051
Census Tract950700

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1014 TAYLOR ST, EFFINGHAM, IL 62401-1757
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2019 · Amount on Record
Deed SaleOct 15, 2019 · Amount on Record
Prior SaleJun 22, 2015 · Amount on Record
Deed Document Number20191904164
Deed Book / Page3504 / 270
Prior Transfer DateMar 6, 2013
Prior Transfer Doc002929/180
Record UpdatedOct 29, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateOct 15, 2019
Property Address1014 TAYLOR ST, EFFINGHAM, IL 62401-1757
Document Number003504/270
Book / Page3504 / 270
Instrument DateOct 8, 2019
Instrument201901904164
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyTHE TITLE CENTER/FL, THE TITLE CENTER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$214.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 TAYLOR ST, EFFINGHAM, IL 62401-1757

Mortgage

Document Number201901904165
DateOct 15, 2019
Instrument201901904165
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueOct 10, 2052

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,218.00 (-7.13%) Homeowner's exemption$63,040 (+10.02%) Land $11,940 Building $51,100$189,120 (+10.02%) Land $35,820 Building $153,300
2024$3,465.00 (+25.54%)$57,300 (+19.9%) Land $10,850 Building $46,450$171,900 (+19.9%) Land $32,550 Building $139,350
2022$2,760.00 Homeowner's exemption$47,790 Land $9,050 Building $38,740$143,370 Land $27,150 Building $116,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Wisper ISP.

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