Effingham County property record for 1010 Taylor St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,488 sqft · built 1974 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $645,000 (Jun 2026) |
| Tax Bill | $1,427 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-110-022 |
| Primary APN | 03-16-110-022 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,488 sqft Base Area |
| 1st Floor Area | 1,488 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1010 TAYLOR ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-1757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 122 NORTHMORE HEIGHTS ADD C 3072/222 2984/253 1186/276 876/236 |
| Legal Subdivision | NORTHMORE HEIGHTS |
| Legal Lot Number | 122 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 950700 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1008 E GROVE AVE, EFFINGHAM, IL 62401-3729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on Record |
| Deed Sale | Jun 3, 2026 · Amount on Record |
| Prior Sale | Oct 20, 2014 · Amount on Record |
| Deed Document Number | 20262028 |
| Prior Transfer Date | Sep 24, 2013 |
| Prior Transfer Doc | 002984/253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jun 3, 2026 |
| Property Address | 1010 TAYLOR ST, EFFINGHAM, IL 62401-1757 |
| Document Number | 0000002028 |
| Instrument Date | May 29, 2026 |
| Instrument | 20262028 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,572.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1008 E GROVE AVE, EFFINGHAM, IL 62401-3729 |
| Document Number | 0000002029, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20262029 |
| Name | CONSTITUTION BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Dec 1, 2026 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,427.00 (-16.5%) Homeowner's exemption Senior Citizen's exemption | $56,570 (+9.99%) Land $10,450 Building $46,120 | $169,710 (+9.99%) Land $31,350 Building $138,360 |
| 2024 | $1,709.00 (-7.57%) | $51,430 (+19.88%) Land $9,500 Building $41,930 | $154,290 (+19.88%) Land $28,500 Building $125,790 |
| 2022 | $1,849.00 Homeowner's exemption Senior Citizen's exemption | $42,900 Land $7,930 Building $34,970 | $128,700 Land $23,790 Building $104,910 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Wisper ISP.
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