1012 Taylor St, Effingham, IL 62401 Property Records

Effingham County property record for 1012 Taylor St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1976
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$690,000 (Jul 2026)
Tax Bill	$2,632 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-120-046`

Property Details

APN / Parcel Number

Primary APN	`03-16-120-046`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Base Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1012 TAYLOR ST
City	EFFINGHAM
State	IL
Zip	62401-1757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 167 NORTHMORE HEIGHTS ADD D 3518/143 3069/150 2790/328 721/120
Legal Subdivision	NORTHMORE HEIGHTS
Legal Lot Number	167
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1051
Census Tract	950700

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1024 N MAPLE ST, EFFINGHAM, IL 62401-8301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK FSB
Dec 9, 2019	Special Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Dec 9, 2019 · Amount on Record
Deed Document Number	20262536
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 13, 2026
Property Address	1012 TAYLOR ST, EFFINGHAM, IL 62401-1757
Document Number	0000002536
Instrument Date	Jul 9, 2026
Instrument	20262536
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 N MAPLE ST, EFFINGHAM, IL 62401-8301

Mortgage

Document Number	0000002537,
Date	Jul 13, 2026
Instrument	20262537

Lender

Name	WASHINGTON SAVINGS BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	158 Months
Due	Sep 1, 2039

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 9, 2019
Property Address	1012 TAYLOR ST, EFFINGHAM, IL 62401-1757
Document Number	003518/143
Book / Page	3518 / 143
Map Reference	MB 8 PG 43
Instrument Date	Dec 6, 2019
Instrument	201901905044
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17579 E 1800TH AVE, 17579, TEUTOPOLIS, IL 62467-3269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 TAYLOR ST, EFFINGHAM, IL 62401-1757

Mortgage

Document Number	201901905045
Date	Dec 9, 2019
Instrument	201901905045

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,632.00 (-1.53%)	$52,660 (+31.88%) Land $11,020 Building $41,640	$157,980 (+31.88%) Land $33,060 Building $124,920
2022	$2,673.00 Homeowner's exemption	$39,930 Land $8,360 Building $31,570	$119,790 Land $25,080 Building $94,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

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