Charles County property record for 1014 Suffolk Dr, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,776 sqft · built 1991 |
| Lot Size | 0.506 acres (22,033 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Nov 2020) |
| Tax Bill | $16,318 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-051202 |
| Primary APN | 01-051202 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,776 sqft Living Area |
| Gross Area | 4,280 sqft |
| 1st Floor Area | 1,558 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,033 sqft (0.506 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 740 sqft |
| Deck Area | 231 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 051202 |
|---|---|
| Street Address | 1014 SUFFOLK DR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-3506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-21 |
| Legal Description | LOT 12 BLK C PLAT 1 KINGS GRANT SUB SEC 1 TOWN OF LA PLATA |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | C |
| Legal Lot Number | 12 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 851003 |
1014 Suffolk Dr is owned and occupied by two individuals who bought it in November 2020.
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1014 SUFFOLK DR, LA PLATA, MD 20646-3506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 16, 2020 | Deed, Transfer · Conventional Mortgage EAGLE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2020 · Amount on File |
| Deed Sale | Nov 16, 2020 · Amount on File |
| Prior Sale | Jul 16, 2004 |
| Deed Book / Page | 11438 / 257 |
| Transfer Doc | 0000039304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1014 SUFFOLK DR, LA PLATA, MD 20646-3506 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1014 SUFFOLK DR, LA PLATA, MD 20646-3506 |
| Document Number | 0127480212 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 12748/212 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 23, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 16, 2020 |
| Property Address | 1014 SUFFOLK DR, LA PLATA, MD 20646-3506 |
| Document Number | 0114380257 |
| Book / Page | 11438 / 257 |
| Map Reference | LB 39 FO 133 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | ATG TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1014 SUFFOLK DR, LA PLATA, MD 20646-3506 |
| Document Number | 11438262 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 11438/262 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 1014 Suffolk Dr was $16,318.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $570,200 (+8.51%) Land $96,000 Building $474,200 | $570,200 (-) Land $96,000 Building $474,200 | |
| 2025 | $16,318.00 | $525,467 | $570,200 Land $96,000 Building $474,200 |
| 2023 | $6,582.00 | $436,000 Land $96,000 Building $340,000 | $436,000 Land $96,000 Building $340,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1014 Suffolk Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1014 Suffolk Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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