1010 Suffolk Dr, La Plata, MD 20646 Property Records

Charles County property record for 1010 Suffolk Dr, La Plata, MD 20646

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 4,196 sqft · built 1996
Lot Size0.491 acres (21,403 sqft)
Owner2 Individual Names on File
Last Sale$368,000 (Aug 2010)
Tax Bill$16,109 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-051237

Property Details

APN / Parcel Number

Primary APN01-051237
Alternative APNs
  • 1051237
  • 051237

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,196 sqft Living Area
Gross Area4,812 sqft
1st Floor Area1,440 sqft
Basement Area1,008 sqft
Finished Basement1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,403 sqft (0.491 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area200 sqft
Deck Area670 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number051237
Street Address1010 SUFFOLK DR
CityLA PLATA
StateMD
Zip20646-3506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-21
Legal DescriptionLOT 14 BLK C PLAT 1 KINGS GRANT SUB SEC 1 TOWN OF LA PLATA
Legal SubdivisionTOWN OF LA PLATA
Legal BlockC
Legal Lot Number14
JurisdictionCHARLES MD
Township / Civil Division1, LA PLATA
Census Block Group2
Census Block2009
Census Tract851003

Owner

1010 Suffolk Dr is owned and occupied by two individuals who bought it in August 2010.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address1010 SUFFOLK DR, LA PLATA, MD 20646-3506
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2010 · Amount on File
Deed SaleAug 17, 2010 · Amount on File
Prior SaleApr 1, 2010 · Amount on File
Deed Document Number201021910
Deed Book / Page7207 / 288
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address1010 SUFFOLK DR, LA PLATA, MD 20646-3506
Transaction TypeMortgage
Record UpdatedSep 21, 2023
Title CompanyTRUSTED TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 SUFFOLK DR, LA PLATA, MD 20646-3506

Mortgage

Document Number0117280073
DateApr 2, 2021
Book Page11728/73
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1010 Suffolk Dr was $16,109 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
MunicipalityLa Plata Town
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$592,300 Land $95,700 Building $496,600$592,300 Land $95,700 Building $496,600
2025$16,109.00
2023$6,811.00 (+8.01%) Homeowner's exemption$451,200 (+2.37%) Land $95,700 Building $355,500$451,200 (-) Land $95,700 Building $355,500
2022$6,306.00 Homeowner's exemption$440,733$451,200 Land $95,700 Building $355,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 Suffolk Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 Suffolk Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LA PLATA
serves 11,535 people · EPA ID MD0080025
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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