Charles County property record for 1013 Suffolk Dr, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,528 sqft · built 1989 |
| Lot Size | 0.498 acres (21,675 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $515,000 (Aug 2026) |
| Tax Bill | $12,987 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-050915 |
| Primary APN | 01-050915 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,528 sqft Living Area |
| Gross Area | 3,250 sqft |
| 1st Floor Area | 1,218 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,675 sqft (0.498 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 050915 |
|---|---|
| Street Address | 1013 SUFFOLK DR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-3507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-21 |
| Legal Description | LOT 10 BLK A PLAT 1 KINGS GRANT SUB SEC 1 TOWN OF LA PLATA |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 851003 |
1013 Suffolk Dr is owned by a company that bought it in August 2026.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1013 SUFFOLK DR, LA PLATA, MD 20646-3507 |
| Owner Type | Company |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Sep 2, 2022 | Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on File |
| Deed Sale | Aug 10, 2026 · Amount on File |
| Prior Sale | Oct 17, 1995 · Amount on File |
| Deed Book / Page | 14173 / 246 |
| Prior Transfer Date | Feb 1, 2013 |
| Prior Transfer Doc | 0082150095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 10, 2026 |
| Property Address | 1013 SUFFOLK DR, LA PLATA, MD 20646-3507 |
| Document Number | 1417000246 |
| Book / Page | 14173 / 246 |
| Instrument Date | Jun 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | KVS TITLE LLC, KVS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1013 SUFFOLK DR, LA PLATA, MD 20646-3507 |
| Document Number | 1417000255, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 14173/255 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1013 SUFFOLK DR, LA PLATA, MD 20646-3507 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Title Company | MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0126900116 |
|---|---|
| Date | Sep 2, 2022 |
| Book Page | 12690/116 |
| Name | EDUCATIONAL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENBELT, MD 20770 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1013 Suffolk Dr was $12,987.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,200 (+7.99%) Land $95,800 Building $371,400 | $467,200 (-) Land $95,800 Building $371,400 | |
| 2025 | $12,987.00 Homeowner's exemption | $432,633 | $467,200 Land $95,800 Building $371,400 |
| 2023 | $5,492.00 Homeowner's exemption | $363,500 Land $95,800 Building $267,700 | $363,500 Land $95,800 Building $267,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1013 Suffolk Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1013 Suffolk Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
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