1027 Saint John St, Elgin, IL 60120 Property Records

Kane County property record for 1027 Saint John St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,196 sqft · built 1930
Lot Size	0.182 acres (7,920 sqft)
Owner	Individual Name on Record
Last Sale	$296,000 (Jun 2026)
Tax Bill	$5,542 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-132-006`

Property Details

APN / Parcel Number

Primary APN	`06-12-132-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	7,920 sqft (0.182 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1027 SAINT JOHN ST
City	ELGIN
State	IL
Zip	60120-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOULEVARD ADDN EXCEPT SOUTH 6 FT LOT 6 BLOCK 1
Legal Subdivision	BOULEVARD ADDN
Legal Block	1
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6020
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1990 BROOKSIDE LN, HOFFMAN ESTATES, IL 60169-1030
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 30, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
May 25, 2017	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Apr 9, 2025 · Amount on Record
Deed Document Number	202624628
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1027 SAINT JOHN ST, ELGIN, IL 60120-2939
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021466
Date	Mar 18, 2021
Instrument	2021K021466

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate	2.99%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1027 SAINT JOHN ST, ELGIN, IL 60120-2939
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 SAINT JOHN ST, ELGIN, IL 60120-2939

Mortgage

Document Number	0000048231
Date	Dec 30, 2024
Instrument	2024K048231

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 15, 2026
Property Address	1027 SAINT JOHN ST, ELGIN, IL 60120-2939
Document Number	0000024628
Instrument Date	May 19, 2026
Instrument	202624628
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,844.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 BROOKSIDE LN, HOFFMAN ESTATES, IL 60169-1030

Mortgage

Document Number	0000024629,
Date	Jun 15, 2026
Instrument	202624629

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 25, 2017
Property Address	1027 SAINT JOHN ST, ELGIN, IL 60120-2939
Document Number	0000026671
Instrument Date	May 6, 2017
Instrument	2017K026671
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	BAIRD & WARNER TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 SAINT JOHN ST, ELGIN, IL 60120-2939

Mortgage

Document Number	0000026672
Date	May 25, 2017
Instrument	2017K026672

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Mortgage

Document Number	0000026673
Date	May 25, 2017
Instrument	2017K026673

Lender

Name	JULIE POIELARZ
Type	Private Party
Address	1200 S SHELDON RD STE 150, PLYMOUTH, MI 48170

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,542.00 (+4.49%)	$83,696 (+8.57%) Land $18,505 Building $65,191	$251,188 (+8.57%) Land $55,537 Building $195,651
2024	$5,304.00 (+10.85%)	$77,089 (+21.39%) Land $17,044 Building $60,045	$231,360 (+21.44%) Land $51,152 Building $180,207
2022	$4,785.00 (+4.75%) Homeowner's exemption	$63,503 (+11.01%) Land $14,040 Building $49,463	$190,509 (+11.01%) Land $42,120 Building $148,389
2021	$4,568.00 Homeowner's exemption	$57,205 Land $13,126 Building $44,079	$171,615 Land $39,378 Building $132,237

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Saint John St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures