1014 N Black Cherry Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1014 N Black Cherry Dr, Saint Johns, FL 32259

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,607 sqft · built 2006
Owner	Individual Name on Record
Tax Bill	$1,845 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`023429-0306`

Property Details

APN / Parcel Number

Primary APN	`023429-0306`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,607 sqft Living Area
1st Floor Area	1,607 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006

Location & Zoning

Street Address	1014 N BLACK CHERRY DR
City	SAINT JOHNS
State	FL
Zip	32259-4098
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR2642/84) CROSSINGS AT CYPRESS TRACE CONDO PH 3 UNIT 306 OR4424/1080
Legal Range	28E
Legal Township	05S
Legal Section	03
Legal Subdivision	CROSSINGS AT CYPRESS TRACE
Legal Phase	3
Legal Unit	306
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3024
Census Tract	20904

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1014 N BLACK CHERRY DR, SAINT JOHNS, FL 32259-4098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Aug 22, 2017	Warranty Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1014 N BLACK CHERRY DR, SAINT JOHNS, FL 32259-4098
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 N BLACK CHERRY DR, SAINT JOHNS, FL 32259-4098

Mortgage

Document Number	0058051901
Date	Aug 8, 2023
Book Page	5805/1901
Instrument	2023062139

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	253 Months
Due	Sep 23, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 22, 2017
Property Address	1014 N BLACK CHERRY DR, SAINT JOHNS, FL 32259-4098
Document Number	0044241080
Book / Page	004424 / 001080
Instrument Date	Feb 10, 2015
Instrument	58066
Record Updated	Sep 22, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 N BLACK CHERRY DR ST JOHNS FL 322594098, ST JOHNS, FL 32259-4098

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,019 (+2.7%) Building $155,019	$232,000 (-) Building $232,000
2025	$1,845.00 (+15.46%) Homeowner's exemption	$150,944 (+2.9%)	$232,000 (-4.76%)
2024	$1,598.00 (+2.3%) Homeowner's exemption	$146,690 (+3%)	$243,600 (+1.92%)
2023	$1,562.00 (+3.99%) Homeowner's exemption	$142,417 (+3%)	$239,010 (+23.2%)
2022	$1,502.00 Homeowner's exemption	$138,269	$194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	6 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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