1014 Gemma Dr, Durham, NC 27703 Property Records

Durham County property record for 1014 Gemma Dr, Durham, NC 27703 · Last verified October 2025

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,806 sqft
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Nov 2022)
Tax Bill	$3,982 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0840-01-7069`

Property Details

APN / Parcel Number

Primary APN	`0840-01-7069`
Alternative APNs	`0840-01-70-6923` `231068`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,806 sqft Heated Area

Exterior

Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	1014 GEMMA DR
City	DURHAM
State	NC
Zip	27703-6816
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ELLIS ROAD TWNHMS/PHASE 3B/LT#089 PL:000205-000285
Legal Subdivision	ELLIS RD TWNHMS
Legal Phase	3B
Legal Lot Number	89
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2003
Census Tract	1809

Owner

Source: Durham County records · APN 0840-01-7069

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	9611 CAMDEN TOWN DR NW, CONCORD, NC 28027-3332
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Deed Document Number	0009823202
Deed Book / Page	9823 / 202
Record Updated	Jun 08, 2026

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 22, 2022
Property Address	1014 GEMMA DR, DURHAM, NC 27703-6816
Document Number	0098230202
Book / Page	9823 / 202
Map Reference	MB 205 PG 285-289
Instrument Date	Nov 22, 2022
Instrument	2022044488
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	LENNAR TITLE INC, LENNAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 PERIMETER PARK DR # DR112, DR112, MORRISVILLE, NC 27560-0180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9611 CAMDEN TOWN DR NW, CONCORD, NC 28027-3332

Mortgage

Document Number	2022044489
Date	Nov 22, 2022
Instrument	2022044489

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Dec 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,982.00 (-7.57%)	$401,757 (+22.15%) Land $75,000 Building $326,757	$401,757 (+22.15%) Land $75,000 Building $326,757
2023	$4,308.00 (+461.67%)	$328,898 Land $60,000 Building $268,898	$328,898 Land $60,000 Building $268,898
2022	$767.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630018092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.