1003 Gemma Dr, Durham, NC 27703 Property Records

Durham County property record for 1003 Gemma Dr, Durham, NC 27703 · Last verified April 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,851 sqft · built 2022
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$426,000 (Oct 2022)
Tax Bill	$4,032 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0840-01-6294`

Property Details

APN / Parcel Number

Primary APN	`0840-01-6294`
Alternative APNs	`0840-01-62-9473` `231108`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,851 sqft Heated Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	1003 GEMMA DR
City	DURHAM
State	NC
Zip	27703-6816
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ELLIS ROAD TWNHMS/PHASE 3B/LT#129 PL:000205-000285
Legal Subdivision	ELLIS RD TWNHMS
Legal Phase	3B
Legal Lot Number	129
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2003
Census Tract	1809

Owner

Source: Durham County records · APN 0840-01-6294

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	233 FISHBURN DR, APEX, NC 27523-7121
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Deed Document Number	202241796
Deed Book / Page	9809 / 83
Record Updated	Jun 08, 2026

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 28, 2022
Property Address	1003 GEMMA DR, DURHAM, NC 27703-6816
Document Number	0098090083
Book / Page	9809 / 83
Map Reference	MB 205 PG 285-289
Instrument Date	Oct 27, 2022
Instrument	2022041796
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	LENNAR TITLE INC, LENNAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$852.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 PERIMETER PARK DR, MORRISVILLE, NC 27560-0180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 FISHBUM DRIVE, APEX, NC 27523

Mortgage

Document Number	2022041797
Date	Oct 28, 2022
Instrument	2022041797

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,032.00 (-6.28%)	$406,768 (+23.84%) Land $75,000 Building $331,768	$406,768 (+23.84%) Land $75,000 Building $331,768
2023	$4,302.00 (+460.89%)	$328,453 Land $60,000 Building $268,453	$328,453 Land $60,000 Building $268,453
2022	$767.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630018092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.