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1010 Gemma Dr, Durham, NC 27703 Property Records

Durham County property record for 1010 Gemma Dr, Durham, NC 27703 · Last verified October 2025

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,877 sqft
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on File
Last Sale$423,000 (Nov 2022)
Tax Bill$4,059 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0840-01-7049

Property Details

APN / Parcel Number

Primary APN0840-01-7049
Alternative APNs
  • 0840-01-70-4901
  • 231067

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area1,877 sqft Heated Area

Exterior

Lot Area2,614 sqft (0.06 acres)

Location & Zoning

Street Address1010 GEMMA DR
CityDURHAM
StateNC
Zip27703-6816
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionELLIS ROAD TWNHMS/PHASE 3B/LT#088 PL:000205-000285
Legal SubdivisionELLIS RD TWNHMS
Legal Phase3B
Legal Lot Number88
JurisdictionDURHAM NC
Township / Civil DivisionOAK GROVE
Census Block Group2
Census Block2003
Census Tract1809

Owner

Source: Durham County records · APN 0840-01-7049

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-owner2 Verified Secondary Owners
Mailing Address9921 NICOLE LN, CHARLOTTE, NC 28269-6259
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Verified Names on Deed
Last SaleNov 21, 2022 · Amount on Record
Deed SaleNov 21, 2022 · Amount on Record
Deed Document Number0009821955
Deed Book / Page9821 / 955
Record UpdatedJun 08, 2026

November 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDURHAM NC
Recording DateNov 21, 2022
Property Address1010 GEMMA DR, DURHAM, NC 27703-6816
Document Number0098210955
Book / Page9821 / 955
Map ReferenceMB 205 PG 285-289
Instrument DateNov 18, 2022
Instrument2022044257
Transaction TypeTransfer
Record UpdatedOct 31, 2023
Title CompanyLENNAR TITLE INC, LENNAR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$846.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1100 PERIMETER PARK DR # DR112, DR112, MORRISVILLE, NC 27560-0180

Transferred To (Grantee/Buyer)

NameVerified Name
Address9921 NICOLE LN, CHARLOTTE, NC 28269-6259

Mortgage

Document Number2022044258
DateNov 21, 2022
Instrument2022044258
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateDec 01, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10%
IndexOther
Margin3
Max Rate10%

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,059.00 (-8.17%)$409,468 (+21.33%) Land $75,000 Building $334,468$409,468 (+21.33%) Land $75,000 Building $334,468
2023$4,420.00 (+476.27%)$337,489 Land $60,000 Building $277,489$337,489 Land $60,000 Building $277,489
2022$767.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630018092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 242 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Google FiberFiber8,000 / 8,000
SpectrumFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Frontier, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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