1014 Garford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 1014 Garford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,317 sqft · built 1949
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Tax Bill	$5,144 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-004-114-003`

Property Details

APN / Parcel Number

Primary APN	`06-25-004-114-003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,317 sqft Living Area
1st Floor Area	1,317 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	180 ft deep x 125 ft wide
Garage Type	Mixed
Garage Area	1,337 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	176 sqft
Deck Area	400 sqft
Patio Area	169 sqft
Canopy	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1014 GARFORD AVE
City	ELYRIA
State	OH
Zip	44035-6657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	125 X 180
Legal Subdivision	BLACK RIVER
Legal Tract	25
Legal Block	114
Legal Lot Number	4
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2015
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-004-114-003

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	1014 GARFORD AVE, ELYRIA, OH 44035-6657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Prior Sale	Mar 14, 2008
Last Transfer Date	Apr 03, 2025
Transfer Doc	0000047752
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1014 GARFORD AVE, ELYRIA, OH 44035-6657
Document Number	0000737587
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1014 GARFORD AVE ELYRIA OH 440356657, ELYRIA, OH 44035-6657

Mortgage

Document Number	0000737587
Date	Nov 08, 2019
Instrument	737587

Lender

Name	COMMUNITY STAR CU
Address	ELYRIA, OH 44035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 07, 2034

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,144.00 (+16.33%)	$108,940 (+34.46%) Land $15,180 Building $93,760	$311,250 (+34.46%) Land $43,370 Building $267,880
2023	$4,422.00 (+0.36%)	$81,022 (-0.01%) Land $14,305 Building $66,717	$231,490 (-) Land $40,870 Building $190,620
2022	$4,406.00	$81,030 Land $14,310 Building $66,720
2021			$231,490 Land $40,870 Building $190,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 621 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.