1004 Garford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 1004 Garford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,300 sqft · built 1950
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Feb 2026)
Tax Bill	$4,596 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-25-004-114-019`

Property Details

APN / Parcel Number

Primary APN	`06-25-004-114-019`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,300 sqft Living Area
Gross Area	3,010 sqft
1st Floor Area	2,334 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	180 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	395 sqft
Deck Area	260 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	1004 GARFORD AVE
City	ELYRIA
State	OH
Zip	44035-6657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -001 & -002 125 X 180
Legal Subdivision	ELYRIA
Legal Tract	25
Legal Block	114
Legal Lot Number	4,5
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2015
Census Tract	71100

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 GARFORD AVE, ELYRIA, OH 44035-6657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC
Jul 16, 2018	Trustee's Deed, Foreclosure OMEGA TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	202686124
Prior Transfer Date	Jan 22, 2008
Prior Transfer Doc	0000240101
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 25, 2026
Property Address	1004 GARFORD AVE, ELYRIA, OH 44035-6657
Document Number	0000086124
Instrument Date	Feb 10, 2026
Instrument	2026-0086124
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	INFINITE TITLE, INFINITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1004 GARFORD AVE # 0, ELYRIA, OH 44035-6657

Mortgage

Document Number	0000086125
Date	Feb 25, 2026
Instrument	2026-0086125

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 16, 2018
Property Address	1004 GARFORD AVE, ELYRIA, OH 44035-6657
Document Number	0000679824
Instrument Date	Jun 8, 2018
Instrument	679824
Transaction Type	Foreclosure
Record Updated	Jul 30, 2018
Title Company	OMEGA TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$500.40
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 BELLFIELD AVE ELYRIA OH 440354031, ELYRIA, OH 44035-4031

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,596.00	$92,960 (+%) Land $15,180 Building $77,780	$265,590 (-) Land $43,370 Building $222,220
2024	$4,596.00 (+60.87%)	$92,957 (+81.61%) Land $15,180 Building $77,777	$265,590 (+81.61%) Land $43,370 Building $222,220
2023	$2,857.00 (+0.35%)	$51,185 (-0.01%) Land $14,305 Building $36,880	$146,240 (-) Land $40,870 Building $105,370
2022	$2,847.00	$51,190 Land $14,310 Building $36,880
2021			$146,240 Land $40,870 Building $105,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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