914 Garford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 914 Garford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,380 sqft · built 1950
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (May 2026)
Tax Bill	$4,178 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-005-113-016`

Property Details

APN / Parcel Number

Primary APN	`06-25-005-113-016`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,380 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	2,380 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	140 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Frame Porch
Porch Area	412 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	914 GARFORD AVE
City	ELYRIA
State	OH
Zip	44035-6655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST OF RIVER 125 X 140 S/L 5
Legal Subdivision	EAST OF RIVER
Legal Tract	25
Legal Block	113
Legal Lot Number	5
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2007
Census Tract	71100

Owner

Source: Lorain County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	914 GARFORD AVE, ELYRIA, OH 44035-6655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Aug 24, 2005 · Amount on Record
Deed Document Number	202697188
Prior Transfer Date	Feb 18, 1999
Prior Transfer Doc	0000597155
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 26, 2026
Property Address	914 GARFORD AVE, ELYRIA, OH 44035-6655
Document Number	0000097188
Instrument Date	May 23, 2026
Instrument	202697188
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	ERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 GARFORD AVE, ELYRIA, OH 44035-6655

Mortgage

Document Number	0000097189,
Date	May 26, 2026
Instrument	202697189

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,178.00 (-0.95%) Homeowner's exemption	$88,360 (-0.01%) Land $13,890 Building $74,470	$252,470 (-) Land $39,690 Building $212,780
2024	$4,218.00 (+6.3%)	$88,365 (+22.75%) Land $13,892 Building $74,473	$252,470 (+22.75%) Land $39,690 Building $212,780
2023	$3,968.00 (+0.58%)	$71,988 (%) Land $14,231 Building $57,757	$205,680 (-) Land $40,660 Building $165,020
2022	$3,945.00	$71,990 Land $14,230 Building $57,760
2021			$205,680 Land $40,660 Building $165,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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