1014 Francesca Ct, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 1014 Francesca Ct, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,527 sqft · built 2000
Lot Size	0.22 acres (9,598 sqft)
Owner	Individual Name on Record
Last Sale	$717,200 (Oct 2025)
Tax Bill	$12,133 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-22-12-386-005`

Property Details

APN / Parcel Number

Primary APN	`41-22-12-386-005`
Alternative APNs	`0094816-000000-7` `10004691551`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,527 sqft Living Area
Gross Area	3,447 sqft

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Ceramic Tile
Lot Area	9,598 sqft (0.22 acres)
Garage Type	Finished
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	1,216 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	338 sqft
Porch	Porch
Porch Area	416 sqft
Loading Dock	210 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004691551
Old Parcel Number	00948160000007
Street Address	1014 FRANCESCA CT
City	PUNTA GORDA
State	FL
Zip	33950-6633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 007 0083 0019 PUNTA GORDA ISLES SEC7 BLK83 LT 19 298/458 1041/663 1481/1340 1700/276 2001/2161 C
Legal Range	22E
Legal Township	41S
Legal Section	12
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	83
Legal Lot Number	19
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1004
Census Tract	10402

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1014 FRANCESCA CT, PUNTA GORDA, FL 33950-6633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Oct 16, 2015 · Amount on Record
Deed Document Number	2388990
Deed Book / Page	4020 / 719
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 9, 2025
Property Address	1014 FRANCESCA CT, PUNTA GORDA, FL 33950-6633
Document Number	0003576651
Map Reference	MB 7 PG 48A-48G
Instrument Date	Oct 2, 2025
Instrument	3576651
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	ESQUIRE LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,020.40
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30100 LAKE RD, BAY VILLAGE, OH 44140-1241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 FRANCESCA CT, PUNTA GORDA, FL 33950-6633

Mortgage

Document Number	0003576652
Date	Oct 9, 2025
Instrument	3576652

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,133.00 (-9.52%)	$730,136 (+9.75%)	$766,950 (+1.53%) Land $334,000 Building $432,950
2024	$13,410.00 (+5.11%)	$665,266 (+10.35%)	$755,399 (+1.88%) Land $334,000 Building $421,399
2023	$12,758.00 (+12.67%)	$602,894 (-13.24%)	$741,494 (+6.71%) Land $334,000 Building $407,494
2022	$11,323.00	$694,893 Land $236,300 Building $458,593	$694,893 Land $236,300 Building $458,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 490 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	789 units insured incl. 299 condo units
Nearby Flood Claims	103 (1986–2024)
Most Recent Claim	Nov 2024
Claims by Event	Hurricane Milton, Oct 2024 · 45 claims Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20