Charlotte County property record for 1015 Francesca Ct, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,472 sqft · built 2000 |
| Lot Size | 0.22 acres (9,598 sqft) |
| Owner | Company Name on Record |
| Last Sale | $450,000 (Oct 2014) |
| Tax Bill | $6,996 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Aug 2021 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412212387005 |
| Primary APN | 412212387005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,472 sqft Living Area |
| Gross Area | 3,223 sqft |
| 1st Floor Area | 2,472 sqft |
| Intercom | Intercom |
| Central Vacuum | Central Vacuum |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 9,598 sqft (0.22 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 1,326 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 324 sqft |
|---|---|
| Porch | Raised Porch |
| Porch Area | 289 sqft |
| Loading Dock | 210 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00948070000008 |
|---|---|
| Street Address | 1015 FRANCESCA CT |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-6632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC7 BLK83 LT 10 443/463 978/967 1074/1488 1259/85 1265/1920 1282/078-110 1282/111 1554/1834 AFF1557/685 1710/802 2716/2155 3910/732 4348/1289 4761/987 4761/1010 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 12 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 83 |
| Legal Lot Number | 10 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10402 |
Source: Charlotte County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1015 FRANCESCA CT, PUNTA GORDA, FL 33950-6632 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 4, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 16, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 5, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| May 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2014 · Amount on Record |
| Deed Sale | Oct 16, 2014 · Amount on Record |
| Prior Sale | May 31, 2005 · Amount on Record |
| Deed Document Number | 20142301440 |
| Deed Book / Page | 3910 / 732 |
| Last Transfer Date | Jan 29, 2026 |
| Transfer Doc | 0003610984 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 4, 2026 |
| Property Address | 1015 FRANCESCA CT, PUNTA GORDA, FL 33950-6632 |
| Document Number | 0003610984 |
| Map Reference | MB 7 PG 48A-48G |
| Instrument Date | Jan 29, 2026 |
| Instrument | 3610984 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1015 FRANCESCA CT, PUNTA GORDA, FL 33950-6632 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1015 FRANCESCA CT, PUNTA GORDA, FL 33950-6632 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 1015 FRANCESCA CT, PUNTA GORDA, FL 33950-6632 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1015 FRANCESCA CT, PUNTA GORDA, FL 33950-6632 |
| Document Number | 0048232122 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 4823/2122 |
| Instrument | 2985326 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 5, 2021 |
| Property Address | 1015 FRANCESCA CT, PUNTA GORDA, FL 33950-6632 |
| Document Number | 0047611010 |
| Book / Page | 4761 / 1010 |
| Map Reference | MB 7 PG 48A-48G |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2941180 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1015 FRANCESCA CT, PUNTA GORDA, FL 33950-6632 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 5, 2021 |
| Property Address | 1015 FRANCESCA CT, PUNTA GORDA, FL 33950-6632 |
| Document Number | 0047610987 |
| Book / Page | 4761 / 987 |
| Map Reference | MB 7 PG 48A-48G |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2941178 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1015 FRANCESCA CT, PUNTA GORDA, FL 33950-6632 |
| Document Number | 4761991 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 4761/991 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 1, 2051 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,996.00 (-12.97%) Homeowner's exemption | $461,989 (+5.99%) | $660,491 (-3.82%) Land $283,900 Building $376,591 |
| 2024 | $8,039.00 (+2.6%) | ||
| 2023 | $7,835.00 (+4.34%) Homeowner's exemption | $435,892 (+3%) | $686,729 (+7.38%) Land $334,000 Building $352,729 |
| 2022 | $7,509.00 Homeowner's exemption | $423,196 | $639,557 Land $236,300 Building $403,257 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 490 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 789 units insured incl. 299 condo units |
| Nearby Flood Claims | 103 (1986–2024) |
| Most Recent Claim | Nov 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures