Charlotte County property record for 933 Francesca Ct, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,939 sqft · built 1989 |
| Lot Size | 0.22 acres (9,598 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Sep 2003) |
| Tax Bill | $5,819 (2025) |
| Deeds & Mortgages | Feb 2017 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 412212456003 |
| Primary APN | 412212456003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,939 sqft Living Area |
| Gross Area | 2,861 sqft |
| 1st Floor Area | 1,939 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 9,598 sqft (0.22 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 394 sqft |
| Loading Dock | 210 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00948040000001 |
|---|---|
| Street Address | 933 FRANCESCA CT |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-6630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC7 BLK83 LT 7 347/270 748/1184 955/1387 1059/1367 1143/661 1811/1594 2196/1082 2299/518 2663/1376 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 12 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 83 |
| Legal Lot Number | 7 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10402 |
933 Francesca Ct is owned and occupied by an individual who acquired it in March 2005.
Source: Charlotte County records, as of May 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 933 FRANCESCA CT, PUNTA GORDA, FL 33950-6630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2003 · Amount on File |
| Deed Sale | Sep 3, 2003 · Amount on File |
| Prior Sale | Mar 28, 2003 · Amount on File |
| Deed Book / Page | 2299 / 518 |
| Last Transfer Date | Mar 17, 2005 |
| Transfer Doc | 0026631376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 933 FRANCESCA CT, PUNTA GORDA, FL 33950-6630 |
| Document Number | 0041711082 |
| Instrument Date | Feb 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 933 FRANCESCA CT PUNTA GORDA FL 339506630, PUNTA GORDA, FL 33950-6630 |
| Document Number | 0041711082 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 004171/001082 |
| Instrument | 2502738 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2047 |
The 2025 property tax bill for 933 Francesca Ct was $5,819 with a homeowner's exemption, up 4.6% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,819.00 (+4.58%) Homeowner's exemption | $309,959 | $547,686 Land $283,900 Building $263,786 |
| 2024 | $5,564.00 (+3.19%) | ||
| 2023 | $5,392.00 (+5.25%) Homeowner's exemption | $292,450 (+3%) | $570,132 (-1.3%) Land $334,000 Building $236,132 |
| 2022 | $5,123.00 Homeowner's exemption | $283,932 | $577,623 Land $236,300 Building $341,323 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 933 Francesca Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 490 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 789 units insured incl. 299 condo units |
| Nearby Flood Claims | 103 (1986–2024) |
| Most Recent Claim | Nov 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 933 Francesca Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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