10137 Florence Cir, Naples, FL 34119 Property Records

Collier County property record for 10137 Florence Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,225 sqft · built 2018
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$912,500 (Feb 2026)
Tax Bill	$8,598 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2023 Transfer + 3 more
Flood Zone	Zone AH (high risk)
APN	`531550 13B20`

Property Details

APN / Parcel Number

Primary APN	`531550 13B20`
Alternative APN	`64917000100`

Interior

Stories	1 Story
Building Area	2,225 sqft Living Area
1st Floor Area	2,225 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)
Pool Area	200 sqft
Deck Area	325 sqft

Location & Zoning

Street Address	10137 FLORENCE CIR
City	NAPLES
State	FL
Zip	34119-9696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALAZZO AT NAPLES LOT 1
Legal Range	26
Legal Township	48
Legal Section	20
Legal Subdivision	PALAZZO AT NAPLES
Legal Tract	531550
Legal Block	2
Legal Lot Number	1
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	2
Census Block	2002
Census Tract	11207

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10137 FLORENCE CIR, NAPLES, FL 34119-9696
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage RELIABLE HOLDINGS MANAGER LLC
Feb 10, 2023	Intrafamily Transfer, Transfer ATTORNEY
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Jun 25, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Apr 25, 2018	Special Warranty Deed, Transfer FINEMARK NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	20266788233
Deed Book / Page	6555 / 3903
Prior Transfer Date	Feb 7, 2023
Prior Transfer Doc	0062142792
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 20, 2026
Property Address	10137 FLORENCE CIR, NAPLES, FL 34119-9696
Document Number	0065553903
Book / Page	6555 / 3903
Map Reference	MB 57 PG 35-39
Instrument Date	Feb 10, 2026
Instrument	6788233
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4760 TAMIAMI TRL N # N23, N23, NAPLES, FL 34103-3025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10137 FLORENCE CIR, NAPLES, FL 34119-9696

Mortgage

Document Number	0065553905
Date	Feb 20, 2026
Instrument	6555/3905

Lender

Name	RELIABLE HOLDINGS MANAGER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Feb 10, 2023
Property Address	10137 FLORENCE CIR, NAPLES, FL 34119-9696
Document Number	0062142792
Book / Page	6214 / 2792
Map Reference	MB 57 PG 35-39
Instrument Date	Feb 7, 2023
Instrument	6362195
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10137 FLORENCE CIR, NAPLES, FL 34119-9696

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 26, 2021
Property Address	10137 FLORENCE CIR, NAPLES, FL 34119-9696
Document Number	0060030724
Book / Page	6003 / 724
Map Reference	MB 57 PG 35-39
Instrument Date	Jun 11, 2021
Instrument	6118877
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 WADING BIRD CIRCLE #202202, 12, NAPLES, FL 34110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10137 FLORENCE CIR, NAPLES, FL 34119-9696

Mortgage

Document Number	0006003726
Date	Aug 26, 2021
Instrument	6003/726

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 25, 2020
Property Address	10137 FLORENCE CIR, NAPLES, FL 34119-9696
Document Number	0057792993
Book / Page	005779 / 002993
Instrument Date	Jun 25, 2020
Instrument	5885146
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10137 FLORENCE CIR NAPLES FL 341199696, NAPLES, FL 34119-9696

Mortgage

Document Number	57792996
Date	Jun 25, 2020
Book Page	005779/002996
Instrument	5885147

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 25, 2018
Property Address	10137 FLORENCE CIR, NAPLES, FL 34119-9696
Document Number	0055013413
Book / Page	5501 / 3413
Map Reference	MB57 PG35-39
Instrument Date	Apr 19, 2018
Instrument	5545724
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	WESTMINSTER ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,957.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 GIBRALTAR RD, 250, HORSHAM, PA 19044-2323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10137 FLORENCE CIR, NAPLES, FL 34119-9696

Mortgage

Document Number	0005545725
Date	Apr 25, 2018
Instrument	5545725

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$842,567 (-3.92%) Land $497,369 Building $345,198	$842,567 (-3.92%) Land $497,369 Building $345,198
2025	$8,598.00 (+5.23%)	$876,954 (+2.31%) Land $412,234 Building $464,720	$876,954 (+2.16%) Land $412,234 Building $464,720
2024	$8,171.00 (-5.69%)
2023	$8,664.00 (+4.81%)	$857,161 (+11.61%)	$858,384 (+11.77%) Land $360,424 Building $497,960
2022	$8,266.00	$767,975 Land $254,061 Building $513,914	$767,975 Land $254,061 Building $513,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications.

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