10125 Florence Cir, Naples, FL 34119 Property Records

Collier County property record for 10125 Florence Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,040 sqft · built 2019
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$985,000 (Jul 2021)
Tax Bill	$7,997 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`531550 43B20`

Property Details

APN / Parcel Number

Primary APN	`531550 43B20`
Alternative APN	`64917000168`

Interior

Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	7,405 sqft (0.17 acres)
Pool Area	336 sqft
Deck Area	528 sqft

Location & Zoning

Street Address	10125 FLORENCE CIR
City	NAPLES
State	FL
Zip	34119-9696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALAZZO AT NAPLES LOT 4
Legal Range	26
Legal Township	48
Legal Section	20
Legal Subdivision	PALAZZO AT NAPLES
Legal Tract	531550
Legal Block	2
Legal Lot Number	4
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	2
Census Block	2002
Census Tract	11207

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10125 FLORENCE CIR, NAPLES, FL 34119-9696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage PINNACLE MORTGAGE INC
May 6, 2019	Special Warranty Deed, Transfer · Conventional Mortgage TBI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	May 6, 2019 · Amount on Record
Deed Document Number	20216097919
Deed Book / Page	5983 / 3553
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 19, 2021
Property Address	10125 FLORENCE CIR, NAPLES, FL 34119-9696
Document Number	0059833553
Book / Page	5983 / 3553
Map Reference	MB 57 PG 35-39
Instrument Date	Jul 16, 2021
Instrument	6097919
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	LUTGERT TITLE, LUTGERT TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,895.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5644 TAVILLA CIR STE 207, 5644, NAPLES, FL 34110-3405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 AMERICAS WAY # 14308, 14308, BOX ELDER, SD 57719-7600

Mortgage

Document Number	59833555
Date	Jul 19, 2021
Instrument	5983/3555

Lender

Name	PINNACLE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0059873073
Date	Jul 26, 2021
Book Page	5987/3073
Instrument	6102031

Lender

Name	PINNACLE MORTGAGE INC
Type	Mortgage Company
Address	EAST HANOVER, NJ 07936

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 6, 2019
Property Address	10125 FLORENCE CIR, NAPLES, FL 34119-9696
Document Number	0056262136
Book / Page	5626 / 2136
Map Reference	MB 57 PG 35-39
Instrument Date	May 3, 2019
Instrument	5708368
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	DBA WESTMINSTER TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 GIBRALTAR RD, 250, HORSHAM, PA 19044-2323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10125 FLORENCE CIR, NAPLES, FL 34119-9696

Mortgage

Document Number	0005708369
Date	May 6, 2019
Instrument	5708369

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$876,027 (+2.7%)	$959,513 (+12.49%) Land $405,117 Building $554,396
2025	$7,997.00 (-4.87%) Homeowner's exemption	$852,996 (-2.01%) Land $274,050 Building $578,946	$852,996 (-3.7%) Land $274,050 Building $578,946
2023	$8,406.00 (-2.94%) Homeowner's exemption	$870,479 (+3%)	$885,735 (+4.81%) Land $266,230 Building $619,505
2022	$8,661.00 Homeowner's exemption	$845,125 Land $187,664 Building $657,461	$845,125 Land $187,664 Building $657,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications.

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