10113 Florence Cir, Naples, FL 34119 Property Records

Collier County property record for 10113 Florence Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,276 sqft · built 2016
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,556 (Feb 2016)
Tax Bill	$5,499 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Loan Modification + 2 more
Flood Zone	Zone AH (high risk)
APN	`531550 73B20`

Property Details

APN / Parcel Number

Primary APN	`531550 73B20`
Alternative APN	`64917000223`

Interior

Stories	1 Story
Building Area	2,276 sqft Living Area
1st Floor Area	2,276 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	148 ft deep x 51 ft wide
Pool Type	Spa / Hot Tub (No Pool)
Pool Area	60 sqft
Deck Area	435 sqft

Location & Zoning

Street Address	10113 FLORENCE CIR
City	NAPLES
State	FL
Zip	34119-9696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALAZZO AT NAPLES LOT 7
Legal Range	26
Legal Township	48
Legal Section	20
Legal Subdivision	PALAZZO AT NAPLES
Legal Tract	531550
Legal Block	2
Legal Lot Number	7
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	2
Census Block	2002
Census Tract	11207

Owner

Source: Collier County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10113 FLORENCE CIR, NAPLES, FL 34119-9696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Nov 13, 2019	Loan Modification, Mortgage · Conventional Mortgage CHRISTOPHER BUGAN
Jan 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHRISTOPHER BUGAN
Jan 25, 2017	Quit Claim Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2016 · Amount on Record
Deed Sale	Feb 24, 2016 · Amount on Record
Deed Document Number	20165232095
Deed Book / Page	5244 / 3824
Last Transfer Date	Jan 7, 2017
Transfer Doc	0053563275
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	10113 FLORENCE CIR, NAPLES, FL 34119-9696
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10113 FLORENCE CIR, NAPLES, FL 34119-9696

Mortgage

Document Number	0058631885
Date	Dec 18, 2020
Book Page	5863/1885
Instrument	5972373

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	10113 FLORENCE CIR, NAPLES, FL 34119-9696
Document Number	0056952595
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	CAPE CORAL TITLE, CAPE CORAL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10113 FLORENCE CIR NAPLES FL 341199696, NAPLES, FL 34119-9696

Mortgage

Document Number	0056952595
Date	Nov 15, 2019
Book Page	005695/002595
Instrument	5790921

Lender

Name	CHRISTOPHER BUGAN
Address	8088 SUMMERFIELD ST, FORT MYERS, FL 33919-6986

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Nov 14, 2021

Interest

Rate	11%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	10113 FLORENCE CIR, NAPLES, FL 34119-9696
Document Number	0055973759
Instrument Date	Jan 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	CAPE CORAL TITLE, CAPE CORAL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10113 FLORENCE CIR NAPLES FL 341199696, NAPLES, FL 34119-9696

Mortgage

Document Number	0055973759
Date	Feb 12, 2019
Book Page	005597/003759
Instrument	5671028

Lender

Name	CHRISTOPHER BUGAN
Address	8088 SUMMERFIELD ST, FORT MYERS, FL 33919-6986

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Feb 11, 2021

January 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 25, 2017
Property Address	10113 FLORENCE CIR, NAPLES, FL 34119-9696
Document Number	0053563275
Book / Page	005356 / 003275
Instrument Date	Jan 7, 2017
Instrument	5360504
Record Updated	Feb 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10113 FLORENCE CIR NAPLES FL 341199696, NAPLES, FL 34119-9696

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,499.00 (+2.35%) Homeowner's exemption	$590,194 (+5.99%)	$771,841 (-3.65%) Land $272,504 Building $499,337
2024	$5,373.00 (+0.83%)
2023	$5,329.00 (-2.67%) Homeowner's exemption	$556,855 (+3%)	$801,067 (+5.88%) Land $264,729 Building $536,338
2022	$5,475.00 Homeowner's exemption	$540,636	$756,549 Land $186,606 Building $569,943

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications.

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