10132 Heathcliff St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10132 Heathcliff St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,003 sqft · built 1979
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Feb 2024)
Tax Bill	$2,023 (2025)
Deeds & Mortgages	Feb 2024 Sale Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0443-0090`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0443-0090`
Alternative APNs	`00276212` `276212`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,003 sqft Living Area
1st Floor Area	1,003 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	170 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00276212
Street Address	10132 HEATHCLIFF ST
City	SPRING HILL
State	FL
Zip	34608-5849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 443 LOT 9 ORB 349 PG 275
Legal Range	17E
Legal Township	23S
Legal Section	25
Legal Subdivision	SPRING HILL UN 8
Legal Block	443
Legal Lot Number	9
Legal Unit	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3026
Census Tract	41105

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18345 TERRY FUR TRL, DADE CITY, FL 33523-1962
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Warranty Deed, Transfer SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 27, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	2024011273
Deed Book / Page	4395 / 304
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 23, 2024
Property Address	10132 HEATHCLIFF ST, SPRING HILL, FL 34608-5849
Document Number	0043950304
Book / Page	4395 / 304
Map Reference	MB 8 PG 27-37
Instrument Date	Feb 16, 2024
Instrument	2024011273
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount Recorded
Tax	$1,666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1830 EARNEST RD, CHUCKEY, TN 37641-5607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18345 TERRY FUR TRL, DADE CITY, FL 33523

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10132 HEATHCLIFF ST, SPRING HILL, FL 34608-5849
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TROPICAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037800720
Date	Dec 4, 2019
Book Page	3780/0720
Instrument	2019075960

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Oct 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 27, 2018
Property Address	10132 HEATHCLIFF ST, SPRING HILL, FL 34608-5849
Document Number	0036271087
Book / Page	3627 / 1087
Map Reference	MB8 PG27-37
Instrument Date	Sep 20, 2018
Instrument	2018058905
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TROPIC TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$784.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	754 S HILL ST, 754, FORT SCOTT, KS 66701-2848

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10132 HEATHCLIFF ST, SPRING HILL, FL 34608-5849

Mortgage

Document Number	2018058906
Date	Sep 27, 2018
Instrument	2018058906

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,023.00 (+213.64%)	$141,710 (+72.7%) Land $36,500 Building $105,210	$141,710 (+4.21%) Land $36,500 Building $105,210
2023		$82,056 (+3%) Land $82,056
2022	$645.00 Homeowner's exemption	$79,666	$135,982 Land $33,000 Building $102,982

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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