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10115 Heathcliff St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10115 Heathcliff St, Spring Hill, FL 34608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,564 sqft · built 2004
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Oct 2021)
Tax Bill$3,369 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5080-0446-0170

Property Details

APN / Parcel Number

Primary APNR32-323-17-5080-0446-0170
Alternative APNs
  • 00276739
  • 276739

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,564 sqft Living Area
Gross Area2,176 sqft
1st Floor Area1,564 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2006
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions130 ft deep x 80 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00276739
Street Address10115 HEATHCLIFF ST
CitySPRING HILL
StateFL
Zip34608-5850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 8 BLK 446 LOT 17
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UN 8
Legal Block446
Legal Lot Number17
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3025
Census Tract41105

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10115 HEATHCLIFF ST, SPRING HILL, FL 34608-5850
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2021 · Amount on Record
Deed SaleOct 5, 2021 · Amount on Record
Prior SaleMay 22, 2004 · Amount on Record
Deed Document Number202174610
Deed Book / Page4065 / 1016
Prior Transfer DateJul 20, 2005
Prior Transfer Doc0020981678
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateOct 5, 2021
Property Address10115 HEATHCLIFF ST, SPRING HILL, FL 34608-5850
Document Number0040651016
Book / Page4065 / 1016
Map ReferenceMB 8 PG 27-37
Instrument DateSep 22, 2021
Instrument2021074610
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyGREAT AMERICAN TITLE, GREAT AMERICAN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address27105 IRONWOOD DR, 27105, LAGUNA HILLS, CA 92653-6509

Transferred To (Grantee/Buyer)

NameVerified Name
Address10115 HEATHCLIFF ST, SPRING HILL, FL 34608-5850

Mortgage

Document Number40651018
DateOct 5, 2021
Instrument4065/1018
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,369.00 (+27.04%) Homeowner's exemption$227,018 (+5.99%)$236,868 (+4.12%) Land $36,500 Building $200,368
2023$214,194 (+3%) Land $21,437 Building $192,757
2022$2,652.00 Homeowner's exemption$207,955 Land $23,800 Building $184,155$227,503 Land $33,000 Building $194,503

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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