10124 Heathcliff St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10124 Heathcliff St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,346 sqft · built 2001
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2025)
Tax Bill	$2,930 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0443-0080`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0443-0080`
Alternative APNs	`00276203` `276203`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	1,717 sqft
1st Floor Area	1,346 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	10 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00276203
Street Address	10124 HEATHCLIFF ST
City	SPRING HILL
State	FL
Zip	34608-5849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 443 LOT 8 ORB 347 PG 006
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	443
Legal Lot Number	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3026
Census Tract	41105

Owner

Source: Hernando County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10124 HEATHCLIFF ST, SPRING HILL, FL 34608-5849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Warranty Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Apr 19, 2022	Warranty Deed, Transfer INVESTMENT TITLE/FL LLC, INVESTMENT TITLE OF FL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	202574423
Deed Book / Page	4626 / 1648
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 28, 2025
Property Address	10124 HEATHCLIFF ST, SPRING HILL, FL 34608-5849
Document Number	0046261648
Book / Page	4626 / 1648
Map Reference	MB 8 PG 27
Instrument Date	Oct 16, 2025
Instrument	2025074423
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27315 JEFFERSON AVE # AVEJ44, AVEJ44, TEMECULA, CA 92590-5670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10124 HEATHCLIFF ST, SPRING HILL, FL 34608-5849

Mortgage

Document Number	0046261650
Date	Oct 28, 2025
Instrument	4626/1650

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10124 HEATHCLIFF ST, SPRING HILL, FL 34608-5849
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10124 HEATHCLIFF ST, SPRING HILL, FL 34608-5849

Mortgage

Document Number	0038820719
Date	Sep 1, 2020
Book Page	3882/719
Instrument	2020053582

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 19, 2022
Property Address	10124 HEATHCLIFF ST, SPRING HILL, FL 34608-5849
Document Number	0041570344
Book / Page	4157 / 344
Map Reference	MB 8 PG 27
Instrument Date	Apr 15, 2022
Instrument	2022029086
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	INVESTMENT TITLE/FL LLC, INVESTMENT TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12806 SIGMUND ST, SPRING HILL, FL 34609-4293

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10124 HEATHCLIFF ST, SPRING HILL, FL 34608-5849

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,930.00 (+0.65%)	$223,656 (+2.63%) Land $36,500 Building $187,156	$223,656 (+2.63%) Land $36,500 Building $187,156
2024	$2,911.00 (+31.01%) Additional exemption filed	$217,917 (+1.67%) Land $32,000 Building $185,917	$217,917 (+1.67%) Land $32,000 Building $185,917
2023		$214,335 (+177.36%) Land $37,136 Building $177,199
2022	$2,222.00 Homeowner's exemption	$77,278	$214,335 Land $33,000 Building $181,335

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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