Harris County property record for 10130 Naples Cliff Ct, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,774 sqft · built 2013 |
| Lot Size | 0.294 acres (12,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $314,400 (Aug 2015) |
| Tax Bill | $9,104 (2025) |
| Deeds & Mortgages | Jun 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 133-478-003-0014 |
| Primary APN | 133-478-003-0014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,774 sqft Living Area |
| 1st Floor Area | 1,709 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 12,810 sqft (0.294 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 386 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1334780030014 |
|---|---|
| Street Address | 10130 NAPLES CLIFF CT |
| City | CYPRESS |
| State | TX |
| Zip | 77433-3989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 14 BLK 3 CYPRESS CREEK LAKES SEC 17 |
| Legal Subdivision | CYPRESS CREEK LAKES SEC 17 |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 5 |
| Census Block | 5045 |
| Census Tract | 543007 |
10130 Naples Cliff Ct is owned and occupied by two individuals who bought it in August 2015.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10130 NAPLES CLIFF CT, CYPRESS, TX 77433-3989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2015 · Amount on File |
| Deed Sale | Aug 21, 2015 · Amount on File |
| Prior Sale | Sep 3, 2013 · Amount on File |
| Deed Document Number | 2015380062 |
| Prior Transfer Date | Aug 29, 2013 |
| Prior Transfer Doc | 20130451483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 10130 NAPLES CLIFF CT, CYPRESS, TX 77433-3989 |
| Document Number | 0000303905 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 10130 NAPLES CLIFF CT CYPRESS TX 774333989, CYPRESS, TX 77433-3989 |
| Document Number | 0000303905 |
|---|---|
| Date | Jul 6, 2018 |
| Instrument | 303905 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 5, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 10130 Naples Cliff Ct was $9,104 with a homeowner's exemption, up 241.5% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446,890 (-1.48%) Land $107,230 Building $339,660 | $446,890 (-1.48%) Land $107,230 Building $339,660 | |
| 2025 | $9,104.00 (+241.49%) Homeowner's exemption | $453,582 Land $81,174 Building $372,408 | $453,582 Land $81,174 Building $372,408 |
| 2024 | $2,666.00 | ||
| 2023 | $486,630 Land $81,174 Building $405,456 | $486,630 Land $81,174 Building $405,456 | |
| 2022 | $2,218.00 | ||
| 2020 | $1,956.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10130 Naples Cliff Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 381 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 381 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Hurricane Ike |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10130 Naples Cliff Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 433 serves 6,651 people · EPA ID TX1013350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Astound Broadband, T-Mobile, Verizon.
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