10122 Naples Cliff Ct, Cypress, TX 77433 Property Records

Harris County property record for 10122 Naples Cliff Ct, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,948 sqft · built 2013
Lot Size	0.149 acres (6,478 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,306 (May 2025)
Tax Bill	$10,696 (2025)
Deeds & Mortgages	May 2025 Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`133-478-003-0016`

Property Details

APN / Parcel Number

Primary APN	`133-478-003-0016`
Alternative APN	`0471640000001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,948 sqft Living Area
1st Floor Area	1,730 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	6,478 sqft (0.149 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1334780030016
Street Address	10122 NAPLES CLIFF CT
City	CYPRESS
State	TX
Zip	77433-3989
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 BLK 3 CYPRESS CREEK LAKES SEC 17
Legal Subdivision	CYPRESS CREEK LAKES SEC 17
Legal Block	3
Legal Lot Number	16
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	5
Census Block	5045
Census Tract	543007

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10122 NAPLES CLIFF CT, CYPRESS, TX 77433-3989
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 9, 2025	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 1, 2021	Warranty Deed, Transfer
Jan 10, 2017	Deed of Trust, Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on Record
Deed Sale	May 9, 2025 · Amount on Record
Prior Sale	Jun 1, 2021
Deed Document Number	2025175049
Prior Transfer Date	Dec 18, 2013
Prior Transfer Doc	0000631213
Record Updated	Oct 29, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	May 9, 2025
Property Address	10122 NAPLES CLIFF CT, CYPRESS, TX 77433-3989
Document Number	0000175049
Instrument Date	May 7, 2025
Instrument	2025-175049
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	PATTEN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10122 NAPLES CLIFF CT, CYPRESS, TX 77433-3989
Investor	Possibly a Property Investor

Mortgage

Document Number	0000175050
Date	May 9, 2025
Instrument	2025-175050

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 1, 2021
Property Address	10122 NAPLES CLIFF CT, CYPRESS, TX 77433-3989
Document Number	0000300541
Map Reference	MF 646099
Instrument Date	May 28, 2021
Instrument	2021-300541
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15010 FORTRESS CLIFF CT, 15010, CYPRESS, TX 77433-2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6513 PEMBA DR, SAN JOSE, CA 95119-1530

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10122 NAPLES CLIFF CT, CYPRESS, TX 77433-3989
Document Number	0000021692
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10122 NAPLES CLIFF CT CYPRESS TX 774333989, CYPRESS, TX 77433-3989

Mortgage

Document Number	0000021692
Date	Jan 17, 2017
Instrument	21692

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,829 (-2.24%) Land $97,067 Building $350,762	$447,829 (-2.24%) Land $97,067 Building $350,762
2025	$10,696.00 (+200.37%)	$458,087 (-6.93%) Land $73,481 Building $384,606	$458,087 (-6.93%) Land $73,481 Building $384,606
2024	$3,561.00 (+5.32%)
2023		$492,219 Land $73,481 Building $418,738	$492,219 Land $73,481 Building $418,738
2022	$3,381.00 (+75.55%)
2020	$1,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 381 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	381 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 433 serves 6,651 people · EPA ID TX1013350
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, T-Mobile, Verizon.

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