10123 Naples Cliff Ct, Cypress, TX 77433 Property Records

Harris County property record for 10123 Naples Cliff Ct, Cypress, TX 77433

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,824 sqft · built 2013
Lot Size0.176 acres (7,661 sqft)
OwnerIndividual Name on File
Last Sale$223,500 (Aug 2013)
Tax Bill$7,512 (2025)
Deeds & MortgagesNov 2020 Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN133-478-003-0026

Property Details

APN / Parcel Number

Primary APN133-478-003-0026
Alternative APN
  • 0471640000001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,824 sqft Living Area
1st Floor Area1,824 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Lot Area7,661 sqft (0.176 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area278 sqft
Patio Area709 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1334780030026
Street Address10123 NAPLES CLIFF CT
CityCYPRESS
StateTX
Zip77433-3989
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 26 & RES E BLK 3 CYPRESS CREEK LAKES SEC 17
Legal SubdivisionCYPRESS CREEK LAKES SEC 17
Legal Block3
Legal Lot Number26
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group5
Census Block5045
Census Tract543007

Owner

10123 Naples Cliff Ct is owned and occupied by an individual who acquired it in June 2020.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address10123 NAPLES CLIFF CT, CYPRESS, TX 77433-3989
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 2, 2022Deed of Trust, Mortgage · Construction Mortgage
FROST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2013 · Amount on File
Deed SaleAug 27, 2013 · Amount on File
Deed Document Number2013439372
Deed Book / Page048-75 / 0192
Last Transfer DateJun 19, 2020
Transfer Doc0000275141
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address10123 NAPLES CLIFF CT, CYPRESS, TX 77433-3989
Transaction TypeMortgage
Record UpdatedFeb 9, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000584288
DateNov 30, 2020
Instrument2020-584288
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2040

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address10123 NAPLES CLIFF CT, CYPRESS, TX 77433-3989
Transaction TypeMortgage
Record UpdatedFeb 9, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000688476
DateDec 2, 2021
Instrument2021-688476
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2036

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address10123 NAPLES CLIFF CT, CYPRESS, TX 77433-3989
Transaction TypeMortgage
Record UpdatedFeb 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10123 NAPLES CLIFF CT, CYPRESS, TX 77433-3989
InvestorPossibly a Property Investor

Mortgage

Document Number0000534446
DateNov 2, 2022
Instrument2022-534446
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10123 Naples Cliff Ct was $7,512 with a homeowner's exemption, up 244.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$386,337 (-0.81%) Land $98,966 Building $287,371$386,337 (-0.81%) Land $98,966 Building $287,371
2025$7,512.00 (+244.75%) Homeowner's exemption$389,494 Land $74,918 Building $314,576$389,494 Land $74,918 Building $314,576
2024$2,179.00
2023$394,847 Land $74,918 Building $319,929$394,847 Land $74,918 Building $319,929
2022$1,813.00
2020$1,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10123 Naples Cliff Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 381 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies381 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10123 Naples Cliff Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 433
serves 6,651 people · EPA ID TX1013350
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Astound Broadband, T-Mobile, Verizon.

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