10130 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10130 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,946 sqft · built 2014
Lot Size0.134 acres (5,850 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Sep 2020)
Tax Bill$10,044 (2025)
Deeds & MortgagesMay 2026 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN077775-0374

Property Details

APN / Parcel Number

Primary APN077775-0374
Alternative APN
  • U19312099D000005000380

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,946 sqft Living Area
Gross Area3,726 sqft
1st Floor Area1,259 sqft
Upper Floors Area1,687 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2019
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,850 sqft (0.134 acres)
Lot Dimensions117 ft deep x 50 ft wide
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777750374
Street Address10130 CELTIC ASH DR
CityRUSKIN
StateFL
Zip33573-6731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT PHASE 1A LOT 38 BLOCK 5
Legal Range20E
Legal Township31S
Legal Section19
Legal SubdivisionBELMONT PHASE 1A
Legal Tract99D
Legal Block5
Legal Lot Number38
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1037
Census Tract14007

Owner

Source: Hillsborough County records · APN 077775-0374

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10130 CELTIC ASH DR, RUSKIN, FL 33573-6731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Sep 23, 2020Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 23, 2020 · Amount on Record
Deed SaleSep 23, 2020 · Amount on Record
Prior SaleSep 25, 2014 · Amount on Record
Deed Document Number2020392217
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Recording DateMay 11, 2026
Property Address10130 CELTIC ASH DR, RUSKIN, FL 33573-6731
Document Number0000179967
Instrument DateMay 06, 2026
Instrument2026179967
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address10130 CELTIC ASH DR, RUSKIN, FL 33573-6731

Mortgage

Document Number0000179967,
DateMay 11, 2026
Instrument2026179967
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 23, 2020
Property Address10130 CELTIC ASH DR, RUSKIN, FL 33573-6731
Document Number0000392217
Map ReferenceMB 112 PG 62
Instrument DateSep 11, 2020
Instrument2020392217
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyTAMPA BAY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1543 DELAWARE AVE NE, 1543, ST PETERSBURG, FL 33703-5434

Transferred To (Grantee/Buyer)

NameVerified Name
Address10130 CELLICE ASH DRIVE, RUSKIN, FL 33573

Mortgage

Document Number0000392218
DateSep 23, 2020
Instrument2020392218
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,044.00 (+18.46%)$383,146 (+3.92%) Land $86,855 Building $296,291$383,146 (+3.92%) Land $86,855 Building $296,291
2023$8,479.00 (+7.83%)$368,694 (+8.6%) Land $80,651 Building $288,043$368,694 (+8.6%) Land $80,651 Building $288,043
2022$7,863.00$339,504 Land $64,994 Building $274,510$339,504 Land $64,994 Building $274,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Wildfire

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 537 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Celtic Ash Dr

Nearby Streets

Search Property Records by Address or Parcel Number