Hillsborough County property record for 10137 Celtic Ash Dr, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,977 sqft · built 2013 |
| Lot Size | 0.217 acres (9,430 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Oct 2024) |
| Tax Bill | $10,084 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jun 2018 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077775-0220 |
| Primary APN | 077775-0220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,977 sqft Living Area |
| Gross Area | 3,726 sqft |
| 1st Floor Area | 1,290 sqft |
| Upper Floors Area | 1,687 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,430 sqft (0.217 acres) |
| Lot Dimensions | 140 ft deep x 59.4 ft wide |
| Garage Type | Attached |
| Garage Area | 629 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0777750220 |
|---|---|
| Street Address | 10137 CELTIC ASH DR |
| City | RUSKIN |
| State | FL |
| Zip | 33573-6732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BELMONT PHASE 1A LOT 35 BLOCK 3 |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 19 |
| Legal Subdivision | BELMONT PHASE 1A |
| Legal Tract | 99D |
| Legal Block | 3 |
| Legal Lot Number | 35 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 14007 |
Source: Hillsborough County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1405 DEBEERS DR, 7, TAMPA, FL 33612-1979 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 16, 2022 | Warranty Deed, Transfer · VA Mortgage EMBRACE HOME LOANS INC |
| Jun 18, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP |
| May 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 25, 2021 | Intrafamily Transfer, Transfer PRIORITY TITLE/FL LLC, PRIORITY TITLE OF FL LLC |
| Apr 27, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2024 · Amount on Record |
| Deed Sale | Oct 15, 2024 · Amount on Record |
| Prior Sale | Nov 16, 2022 · Amount on Record |
| Deed Document Number | 2024419971 |
| Prior Transfer Date | May 20, 2021 |
| Prior Transfer Doc | 2021263196 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 16, 2022 |
| Property Address | 10137 CELTIC ASH DR, RUSKIN, FL 33573-6732 |
| Document Number | 0000541621 |
| Map Reference | MB 112 PG 62 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 2022541621 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2022 |
| Title Company | BAY CITY TITLE PARTNERS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10137 CELTIC ASH DR, 10137, RUSKIN, FL 33573-6732 |
| Name | Verified Name |
|---|---|
| Address | 10137 CELTIC ASH DR, RUSKIN, FL 33573-6732 |
| Document Number | 0000541622 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2022541622 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10137 CELTIC ASH DR, RUSKIN, FL 33573-6732 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0258510186 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 25851/0186 |
| Instrument | 2018242979 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 17, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 25, 2021 |
| Property Address | 10137 CELTIC ASH DR, RUSKIN, FL 33573-6732 |
| Document Number | 2021263197 |
| Map Reference | MB 112 PG 62 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021263197 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | PRIORITY TITLE/FL LLC, PRIORITY TITLE OF FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,786.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3818 GUNN HWY STE 208, 3818, TAMPA, FL 33618-8908 |
| Name | Verified Name |
|---|---|
| Address | 10137 CELTIC ASH DR, RUSKIN, FL 33573-6732 |
| Document Number | 2021263198 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021263198 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 25, 2021 |
| Property Address | 10137 CELTIC ASH DR, RUSKIN, FL 33573-6732 |
| Document Number | 2021263196 |
| Map Reference | MB 112 PG 62 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021263196 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | PRIORITY TITLE/FL LLC, PRIORITY TITLE OF FL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8932 RED BEECHWOOD CT, RIVERVIEW, FL 33578-8892 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 27, 2021 |
| Property Address | 10137 CELTIC ASH DR, RUSKIN, FL 33573-6732 |
| Document Number | 2021209019 |
| Map Reference | MB 112 PG 62 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2021209019 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10137 CELTIC ASH DR, 10137, RUSKIN, FL 33573-6732 |
| Name | Verified Name |
|---|---|
| Address | 3818 GUNN HWY STE 204, 204, TAMPA, FL 33618-8908 |
Source: Hillsborough County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,084.00 (+6.42%) Homeowner's exemption | $418,985 (+5%) Land $112,950 Building $306,035 | $418,985 (+5%) Land $112,950 Building $306,035 |
| 2024 | $9,476.00 (+5.06%) | ||
| 2023 | $9,020.00 (-1.15%) Homeowner's exemption | $399,024 (+7.95%) Land $104,882 Building $294,142 | $399,024 (+7.95%) Land $104,882 Building $294,142 |
| 2022 | $9,125.00 | $369,652 Land $88,747 Building $280,905 | $369,652 Land $88,747 Building $280,905 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 7 (2020–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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