10128 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10128 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,506 sqft · built 2013
Lot Size	0.148 acres (6,435 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Feb 2018)
Tax Bill	$7,086 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077775-0376`

Property Details

APN / Parcel Number

Primary APN	`077775-0376`
Alternative APN	`U19312099D000005000390`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,506 sqft Living Area
Gross Area	3,020 sqft
1st Floor Area	2,046 sqft
Upper Floors Area	460 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,435 sqft (0.148 acres)
Lot Dimensions	117 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	114 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0777750376
Street Address	10128 CELTIC ASH DR
City	RUSKIN
State	FL
Zip	33573-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BELMONT PHASE 1A LOT 39 BLOCK 5
Legal Range	20E
Legal Township	31S
Legal Section	19
Legal Subdivision	BELMONT PHASE 1A
Legal Tract	99D
Legal Block	5
Legal Lot Number	39
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1037
Census Tract	14007

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10128 CELTIC ASH DR, RUSKIN, FL 33573-6731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Prior Sale	Feb 6, 2014 · Amount on Record
Deed Document Number	201879708
Deed Book / Page	25586 / 782
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 28, 2018
Property Address	10128 CELTIC ASH DR, RUSKIN, FL 33573-6731
Document Number	0255860782
Book / Page	025586 / 000782
Instrument Date	Feb 20, 2018
Instrument	79708
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	EXCEL TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10128 CELTIC ASH DR RUSKIN FL 335736731, RUSKIN, FL 33573-6731

Mortgage

Document Number	255860785
Date	Feb 28, 2018
Book Page	025586/000785
Instrument	79709

Lender

Name	DABROWSKI KENNETH R TRUST (PT)
Address	6560 HIGHCROFT DR, NAPLES, FL 34119-8420

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,591 (+2.7%)	$338,638 (-3.78%) Land $81,073 Building $257,565
2025	$7,086.00 (+13.19%) Homeowner's exemption	$254,714 (+5.99%)	$351,928 (+4.94%) Land $87,309 Building $264,619
2023	$6,260.00 (+4.33%) Homeowner's exemption	$240,325 (+3%)	$335,364 (+11.43%) Land $81,073 Building $254,291
2022	$6,000.00 Homeowner's exemption	$233,325	$300,965 Land $59,652 Building $241,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	7 (2020–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20