1013 Walnut St, Decorah, IA 52101 Property Records

Winneshiek County property record for 1013 Walnut St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,552 sqft · built 2019
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Oct 2021)
Tax Bill	$9,272 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112110300300`

Property Details

APN / Parcel Number

Primary APN	`112110300300`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,552 sqft Living Area
1st Floor Area	1,068 sqft
Basement Area	1,484 sqft
Finished Basement	400 sqft
Unfinished Basement	1,084 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	160 ft deep x 105 ft wide
Porch	Slab
Porch Area	60 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1013 WALNUT ST
City	DECORAH
State	IA
Zip	52101-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 3 BRUENING'S 2ND ADDN
Legal Range	08W
Legal Township	98N
Legal Section	21
Legal Subdivision	BRUENINGS 2ND ADD
Legal Block	3
Legal Lot Number	4
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	3
Census Block	3008
Census Tract	950300

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 WALNUT ST, DECORAH, IA 52101-2046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHEAST SECURITY BANK
Apr 24, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage LUANA SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	20214069
Deed Book / Page	2021 / 4069
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	1013 WALNUT ST, DECORAH, IA 52101-2046
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1998
Date	Jun 9, 2020
Book Page	2020/1998
Instrument	2020 1998

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Oct 14, 2021
Property Address	1013 WALNUT ST, DECORAH, IA 52101-2046
Document Number	02021/4069
Book / Page	2021 / 4069
Instrument Date	Sep 27, 2021
Instrument	2021 4069
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$799.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2839 RAYBURN RIDGE DR, KATY, TX 77450-7256

Mortgage

Document Number	0020214070
Date	Oct 14, 2021
Instrument	2021 4070

Lender

Name	NORTHEAST SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Apr 24, 2019
Property Address	1013 WALNUT ST, DECORAH, IA 52101-2046
Document Number	2019/956
Book / Page	2019 / 956
Instrument Date	Apr 23, 2019
Instrument	956
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 55, DECORAH, IA 52101-0055

Mortgage

Document Number	02019/1019
Date	May 1, 2019
Book Page	2019/1019
Instrument	1019

Lender

Name	LUANA SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,272.00	$547,020 (-) Land $59,270 Building $487,750	$547,020 (-) Land $59,270 Building $487,750
2025	$9,272.00 (+244.94%) Homeowner's exemption	$547,020 (+257.39%) Land $59,270 Building $487,750	$547,020 (+13.64%) Land $59,270 Building $487,750
2024	$2,688.00 (+54.13%)
2023		$153,060 (+65.38%) Land $59,270 Building $93,790	$481,350 (+14.38%)
2022	$1,744.00 Homeowner's exemption	$92,550 Land $49,390 Building $43,160
2021			$420,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1997–2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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