1012 Walnut St, Decorah, IA 52101 Property Records

Winneshiek County property record for 1012 Walnut St, Decorah, IA 52101

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,901 sqft · built 2004
Lot Size1.21 acres (52,708 sqft)
Owner2 Individual Names on Record
Tax Bill$12,904 (2026)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN112110201900

Property Details

APN / Parcel Number

Primary APN112110201900

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths3 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,901 sqft Living Area
1st Floor Area848 sqft
Basement Area2,053 sqft
Finished Basement66 sqft
Unfinished Basement1,987 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area52,708 sqft (1.21 acres)
Garage TypeAttached
Garage Area1,128 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area158 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address1012 WALNUT ST
CityDECORAH
StateIA
Zip52101-2045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 2-4, 5 & 1-6 BLK 1 BRUENING'S 2ND (NW1/4)
Legal Range08W
Legal Township98N
Legal Section21
Legal SubdivisionBRUENINGS 2ND ADD
Legal Block1
Legal Lot Number1-6
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group3
Census Block3007
Census Tract950300

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1012 WALNUT ST, DECORAH, IA 52101-2045
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address1012 WALNUT ST, DECORAH, IA 52101-2045
Transaction TypeMortgage
Record UpdatedSep 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/5469
DateDec 29, 2020
Book Page2020/5469
Instrument2020 5469
Lender
NameDECORAH BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueDec 23, 2022
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,904.00$757,000 (-) Land $117,020 Building $639,980$757,000 (-) Land $117,020 Building $639,980
2025$12,904.00 (+2.64%) Homeowner's exemption$757,000 (+11.64%) Land $117,020 Building $639,980$757,000 (+11.64%) Land $117,020 Building $639,980
2024$12,572.00 (+4.49%)
2023$678,090 (+15.64%) Land $117,020 Building $561,070$678,090 (+15.64%) Land $117,020 Building $561,070
2022$12,032.00 Homeowner's exemption$586,370 Land $97,520 Building $488,850
2021$586,370 Land $97,520 Building $488,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1997–2018)
Most Recent ClaimJun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECORAH WATER DEPARTMENT
serves 7,615 people · EPA ID IA9630012
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

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