Winneshiek County property record for 1003 Walnut St, Decorah, IA 52101
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 1,746 sqft · built 1985 |
| Lot Size | 0.358 acres (15,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,526 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 112110100200 |
| Primary APN | 112110100200 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,746 sqft Living Area |
| Basement Area | 1,746 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 946 sqft |
| Sunroom | Sunroom |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,600 sqft (0.358 acres) |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1003 WALNUT ST |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-2046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2-1-1 NW NW |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 21 |
| Legal Lot Number | 1,2 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 950300 |
1003 Walnut St is owned and occupied by an individual.
Source: Winneshiek County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1003 WALNUT ST, DECORAH, IA 52101-2046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Jun 27, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 1003 WALNUT ST, DECORAH, IA 52101-2046 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1003 WALNUT ST, DECORAH, IA 52101-2046 |
| Document Number | 002024/723 |
|---|---|
| Date | Apr 5, 2024 |
| Book Page | 2024/723 |
| Instrument | 2024 723 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 3, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Jun 27, 2019 |
| Property Address | 1003 WALNUT ST, DECORAH, IA 52101-2046 |
| Document Number | 2019/1665 |
| Book / Page | 2019 / 1665 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 1665 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1003 WALNUT ST, DECORAH, IA 52101-2046 |
The 2026 property tax bill for 1003 Walnut St was $6,526 with a homeowner's exemption.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,526.00 | $411,800 (-) Land $46,800 Building $365,000 | $411,800 (-) Land $46,800 Building $365,000 |
| 2025 | $6,526.00 (+6.81%) Homeowner's exemption | $411,800 Land $46,800 Building $365,000 | $411,800 Land $46,800 Building $365,000 |
| 2024 | $6,110.00 | ||
| 2023 | $356,940 (+15.49%) Land $46,800 Building $310,140 | $356,940 Land $46,800 Building $310,140 | |
| 2022 | $6,184.00 Homeowner's exemption | $309,060 Land $39,000 Building $270,060 | |
| 2021 | $309,060 Land $39,000 Building $270,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1003 Walnut St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1997–2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1003 Walnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
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